Car Insurance
Comprehensive
Comprehensive Insurance provides complete peace of mind - protecting you against loss or damage to your car and any loss or damage to another person’s vehicle or property.
Whilst providing extensive coverage, we also provide a number of great value options to help reduce your premium.
There are three options for
Comprehensive Car Insurance which are;
- Standard Motor Vehicle
- Nominated driver
- Nominated Driver Low Km
- Monthly or fortnightly instalments – at no extra cost
- Trusted Perth based claims team
- Your choice of repairer
- Your choice of Agreed or Market Value
- Flexible policy options to help you save
- Exclusive member discounts
- Consolidate your insurance needs under the one roof
Comprehensive Options
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OPTION A
Motor Vehicle Policy
Multiple drivers of various ages can drive your car.
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OPTION B
Nominated Driver
Discounts apply if your vehicle will be driven by no more than two nominated drivers who are 25 years of age or over.
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OPTION C
Nominated Driver Low Km
Further discounts apply to your premium if your vehicle will be driven by no more than two nominated drivers who are 25 years of age or over AND will not be driving more than 10,000km per insurance year.
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Cover Includes (For all Comprehensive policies)
New vehicle replacement after a total loss for up to 3 years*
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Hire vehicle costs up to 14 days after Theft or Attempted Theft
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Towing or transport of your vehicle.
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Windscreen extension option
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Personal items up to $500 after Theft or Damage
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Re-coding of locks and barrels after theft of keys
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Legal liability for loss or damage to another persons vehicle or property (up to $30m)
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*Subject to maximum kilometer conditions
Rewarding safe drivers
For every year that you don’t make an at-fault claim, we’ll reward you with a reduction to your premium. After only five years you’ll be enjoying the benefits of our maximum No Claim Bonus discount.
Optional extras
No claim bonus protection
Upgrade your policy so there is no excess for windscreen or glass replacement
Terms & Conditions
Insurance issued by CGU Insurance Limited (CGU) ABN 27 004 478 371 AFSL 238291. For full policy details please refer to the Product Disclosure Statement (PDS) which can be obtained by calling HBF on 133 423. This is general advice only and does not take into account your personal circumstances. You should consider the PDS and your personal circumstances in deciding whether to buy or hold these products. HBF Health Limited ABN 11 126 884 786 AR No. 406073 (HBF Health), is an authorised representative of and also acts under a binder from CGU, the issuer of general insurance products distributed by HBF Health. HBF Health will receive a commission up to 10% of the premium you pay (excluding taxes and charges) plus GST
Please read the Financial Services Guide (FSG) before applying for an HBF General Insurance product.
Get a Quote
The quoting process can be completed online. It generally takes between 10 - 15 minutes.
You will be asked a series of questions step by step to determine the most suitable policy for you.
Get a Quote
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Existing HBF member?
HBF members may be eligible for an additional discount.
Do you have any of the following policies with us?
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