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• Hospital and Essentials

Hospital and Essentials cover pays benefits on accommodation and theatre fees in a private hospital and day to day health services.

Compare Twin Pack Cover Options

Young Singles Saver Twin Pack

This cover is good for young and healthy singles and couples who aren’t planning on having children in the near future.

^from $12.00* _pw

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Smart Saver Twin Pack

If you are considering starting (or adding) to your family, Smart Saver Twin Pack includes maternity, and your children can be added to the policy too. Find out what else is included here.

^from $19.35^ _pw

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55 Plus Twin Pack

This is cover is good for couples and singles looking for Hospital and Essentials services that may be required later in life.

^from $34.50** _pw

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Ultimate

If you’re looking for the most comprehensive health insurance available in Australia to look after your health and the health of your family, HBF Ultimate may be right for you.

^from $85.60^^_pw

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Compare Hospital and Essentials Products

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1. Young Single Saver Twin Pack
2. Smart Saver Twin Pack
3. 55 Plus Twin Pack
4. Ultimate

View Comparison Table

*A single Young Singles Saver Twin Pack policy costs $623.25pa based on WA rates, which is the equivalent of $12.00 a week when paid annually by direct debit after deducting the Federal Government 30% Rebate on private health insurance with no Lifetime Health Cover loading.

^A single Smart Saver Twin Pack policy costs $1006.30pa based on WA rates, which is the equivalent of $19.35 a week when paid annually by direct debit after deducting the Federal Government 30% Rebate on private health insurance with no Lifetime Health Cover loading.

**A single 55 Plus Twin Pack policy costs $1794.20pa based on WA rates, which is the equivalent of $34.50 a week when paid annually by direct debit after deducting the Federal Government 30% Rebate on private health insurance with no Lifetime Health Cover loading.

^^A single Ultimate policy costs $4,450.30pa based on WA rates, which is equivalent to $85.58 a week when paid annually by direct debit after deducting the Federal Government 30% Rebate on private health insurance with no Lifetime Health Cover loading.