Home & Contents Insurance
Building and Contents
Combine your Building and Contents insurance under one policy to cover both your residential building and the contents within your home. We provide flexible options to provide the right level of cover to suit your needs.
There are three options for Building and Contents, which are;
- Fundamentals
- Listed Events
- Accidental Damage
- Monthly or fortnightly instalments - at no extra cost
- Exclusive multi-product discounts for members
- Multiple options to help reduce your premium or increase your cover
- Extensive valuables coverage away from the Home
- Flood cover included across all policies
- Trusted Perth based claims team
- Keep all your insurance "under the one roof"
Building and Contents Options
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OPTION A
Fundamentals The basics at the right price
Fundamentals provides the insurance you need at the right price. It’s been developed for budget conscious customers with all the basics covered.
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OPTION B
Listed Events Value for money option with extensive coverage
Listed Events Home Insurance provides value for money cover for each of the events detailed in your policy, such as fire or explosion, lightening, earthquake, theft or attempted theft, malicious damage, cyclone, storm, rainwater or wind damage and even a car running into your house.
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OPTION C
Accidental Damage Top-level Cover for almost any loss or damage
Accidental Damage Home Insurance provides cover for your Building and Contents against almost any type of accidental loss or damage. This policy protects your contents both at home and anywhere in Australia or New Zealand, giving you even greater peace of mind.
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Add-on Domestic Workers
Key Benefits
- Coverage includes Flood, Fire, Theft, Burglary and Storm damage
- Cover for temporary accommodation expenses
- Cover for the things you keep outside the home caused by explosion, fire, impact, lightening or thunder
- Cover you for building expenses
- Your contents are replaced in new condition regardless of age
- With our new family member bonus, we’ll give you $5,000 worth of additional cover at no extra cost while you have a child under 5 at home
- If your credit cards are stolen or misused, we’ll cover up to $1,000
- We’ll also cover up to $500 for damaged or stolen property that belongs to visitors to your home
Terms & Conditions
Insurance issued by CGU Insurance Limited (CGU) ABN 27 004 47838291. For full policy details please refer to the Fundamentals Product Disclosure Statement (PDS), Listed Events Product Disclosure Statement (PDS) and Accidental Damage Product Discloure Statement (PDS) which can be obtained by calling HBF on 133 423. This is general advice only and does not take into account your personal circumstances. You should consider the PDS and your personal circumstances in deciding whether to buy or hold these products. HBF Health Limited ABN 11 126 884 786 AR No. 406073 (HBF Health), is an authorised representative of and also acts under a binder from CGU, the issuer of general insurance products distributed by HBF Health. HBF Health will receive a commission up to 15% of the premium you pay (excluding taxes and charges) plus GST.
Please read the Financial Services Guide (FSG) before applying for an HBF General Insurance product.
Get a Quote
The quoting process can be completed online. It generally takes between 10 - 15 minutes.
You will be asked a series of questions step by step to determine the most suitable policy for you.
Get a Quote
Let's Begin
Existing HBF member?
HBF members may be eligible for an additional discount.
Do you have any of the following policies with us?
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