Comprehensive Car & Advantage Driver Insurance

Comprehensive Car

HBF Comprehensive Car Insurance provides you with complete peace of mind and includes:

• Cover for accidental damage to and theft of your car
• Cover for third party car and property damage

We also provide additional benefits for added peace of mind:

• Agreed value cover
• New car replacement for vehicle aged up to 2 years*
• Hire car following theft or attempted theft*
• Cover for personal property in car
• Taxi costs
• Towing costs
• Trailer cover
• Emergency repairs
• Locks, keys and electronic immobilising devices
• Flexible voluntary excess from $0 to $500  
  

You can also choose from the following optional benefits:

• Hire car following an accident*
• No claim bonus protection*
• Lifetime no claim bonus protection*
• Removal of excess for windscreen/window glass replacement claims*
• Removal of basic excess for all claims*

 For a complete list of additional benefits, please refer to the Car Insurance Policy Wording and Product Disclosure Statement.

 *Conditions apply. Optional benefits apply if you have paid the additional required premium and they are shown on your policy schedule.

 

Advantage Driver

HBF Advantage Driver Insurance offers all the benefits of HBF Comprehensive Car Insurance at a lower price, subject to the following conditions:

• All drivers must be listed on the policy and be:
  • At least 27 years of age
  • Neither 'P' or 'L' plate drivers
  • Traffic and criminal conviction free for the preceding 4 years
  • On a minimum 50% no claim bonus
  • At-fault accident free for the preceding 4 years

In deciding whether to buy or hold HBF Car Insurance, you should consider the Car Insurance Policy Wording and Product Disclosure Statement and whether or not the product is appropriate for you. HBF Home, Car, Travel and Boat Insurance are issued by HBF Insurance Pty Ltd ABN 11 009 268 277 AFSL 229190.

Please read the Financial Service Guide (FSG) before applying for an HBF General Insurance product.

You can submit an online quote request for this product, call us on 133 423 or visit your nearest HBF Service Centre.