Definitions

The following sections explain in more detail what each element of cover entails. These definitions do not form part of the Policy Wording and are for your information only. For full details please refer to the Car Insurance Policy Wording and Product Disclosure Statement. Please note, HBF Home, Car, Travel and Boat Insurance are issued by HBF Insurance Pty Ltd ABN 11 009 268 277 AFSL 229190.

The explanations are provided for:

• Comprehensive Car and Advantage Driver cover definitions 
• Comprehensive Car and Advantage Driver cover additional benefits
• Budget Policy - Fire & Theft definitions
• Budget Policy - Fire & Theft additional benefits
• Third Party Policy - Property Damage & Personal Injury definitions
• Third Party Policy - Property Damage & Personal Injury additional benefits 
• Caravan & Trailer Policy definitions 
• Caravan & Trailer Policy additional benefits