Intermediate Hospital
HBF Intermediate cover allows you to save on premiums by providing substantial cover for a shared room in an HBF Participating Hospital, and 100% cover for a shared room in a public hospital. You also have the choice of your own specialist.
With Intermediate Hospital you have the choice of No Excess or $140 Excess ($280 with Family cover).
Covers:
- Substantial cover for a shared room in an HBF Participating Hospital.
- 100% cover for maternity patients for a shared room in an HBF Participating Hospital for the first three days of your stay.You may be required to contribute towards the cost of the next six days. Members who are hospitalised for reasons associated with the pregnancy other than the delivery of the baby, are fully covered for shared room accommodation fees but might be required to contribute to the cost of a private room for the first six days.
- HBF's Medical Gap cover could either eliminate or substantially reduce your medical out of pocket expenses for in-hospital treatment provided by a wide range of Medical Practitioners in Western Australia. Find out the full details on HBF's Medical Gap Cover.
- Hospital Excess options available to reduce your premiums.
- Urgent Ambulance.
For further cover details, see the Hospital Policy Details brochure (a reference guide to HBF Hospital cover terms and conditions).
Other important information: