55 Plus Twin Pack

You've reached a time in your life when you want Top Hospital cover, but do not want to pay for maternity and some Essentials services like orthodontic and clinical psychology that you feel you may be unlikely to need.

Hospital Cover

Includes:

• Substantial cover towards a single room in an HBF Participating Hospital.
• 100% cover for a shared room in an HBF Participating Hospital.
• HBF's Medical Gap cover could either eliminate or substantially reduce your medical out of pocket expenses for in-hospital treatment provided by a wide range of Medical Practitioners in Western Australia. Find out the full details on HBF's Medical Gap Cover.
• Does not cover maternity or assisted reproductive services (including IVF).

Essentials Cover

Includes:

• Aid recovery equipment
• Urgent Ambulance
• Chiropractic
• Contact lenses or spectacles
• Dietetics
• General and major dental
• Hearing aid
• Occupational therapy
• Optical
• Osteopathy
• Pharmacy
• Physiotherapy
• Podiatry
• Speech Therapy

To view the ancillary benefits and limits which apply to 55Plus Twin Pack please refer to the Twin Pack Essentials Benefits Table.

For further cover details, see the Twin Pack Policy Details brochure (a reference guide to HBF Twin Pack cover terms and conditions).

Preparing for your hospital stay brochure

When you need to go to hospital, your first priority should be to get better. Read our Preparing for you hospital stay brochure for important and useful information to consider before you go into hospital.

It contains information designed to help alleviate some of your concerns by answering many common questions including:

• What will Medicare cover?
• What will my HBF membership cover?
• Will there be anything that I need to pay for?
• How will I make a claim?

 

Other important information:

• GapSaver