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Benefits for MembersAll levels of HBF Hospital cover entitle members to a benefit for prostheses as long as they are admitted to hospital for the procedure. No benefit is payable for prostheses implanted during a procedure that is specifically excluded from specific levels of cover. Most prostheses are fully covered however there are some prostheses that may attract an out-of-pocket expense. Please be assured that there is at least one fully covered prostheses available for every surgical procedure that members may need. For further information regarding our prostheses benefits, please call an HBF Member Service Advisor on 133 423.
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