Standard Information Statements

The Private Health Insurance Standard Information Statement (SIS) is a Federal Government requirement and provides an overview of cover and waiting periods.
As it is only an overview, it does not take into consideration individual circumstances, including your length of membership or waiting periods.
If you wish to find out exactly what your policy covers, please refer to your membership summary, which is provided in your HBF tax statement each year.

If you need a copy of your current membership summary, please email us on memberservices@hbf.com.au.

Why are the details on the Statement different to my membership summary?

The Federal Government requires private health insurers to provide a SIS so members can review their cover and compare private health insurance products.
SIS only give a summary of the key product features and the benefits and premiums shown are indicative only.  The format is set by the Government and is the same across all health insurers. SIS help you see if your broad needs are covered and where products differ in both price and features.

The premiums and benefits on SIS are provided for comparison only:

• · The actual premium may vary depending on your circumstances, for example, your age and your age when you first took out health insurance.
• · Benefits will vary depending on your policy, the treatments you are having, the hospital you visit and who treats you.

 

For more information on Standard Information Statements visit www.privatehealth.gov.au/sis.htm.