Voluntary Excess Options

We offer you the option of applying a voluntary excess to your building and/or contents insurance. This is a great way to reduce your total premium payable. The higher your excess the lower your premium, it's your choice!

You can choose an excess between $0 and $500. You also have the flexibility of applying a different excess to your contents and building insurance. It's all about tailoring your policy to meet your needs.

In deciding whether to buy or hold HBF Home Insurance, you should consider the Home Policy Wording and Product Disclosure Statement and whether or not the product is appropriate for you. HBF Home, Car, Travel and Boat Insurance are issued by HBF Insurance Pty Ltd ABN 11 009 268 277 AFSL 229190.

Please read the Financial Service Guide (FSG) before applying for an HBF General Insurance product.

You can submit an online quote request for this product, call us on 133 423 or visit your nearest HBF Service Centre.