Where can I apply?
When you contact us about insurance, you know you're talking with someone who is qualified, experienced and wants to help you. It's the same with HBF Home Loans. From application to approval, your Mortgage Specialist will guide you through the process to help you choose the HBF Home Loan that meets your needs.
Please select your closest area to meet one of our qualified Mortgage Specialists:
Perth
Western Suburbs
Eastern Suburbs
Northern Suburbs
Southern Suburbs
South West
Beverley Krebs
Mortgage Specialist

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Financial Industry Experience
Beverley has been involved in the Banking and Financial industry for over 25 years, having worked for Westpac and most recently 15 years with NAB as a Personal Banker. Beverley services the Subiaco, Midland, Carousel and Albany areas.
Academic and Professional Qualifications
Certificate IV Financial Services (Finance Mortgage Broking)
Member MFAA and Accredited with SEQUAL
Contact me to book an appointment today:
w: 9352 7522
m: 0408 957 859
Steven Townsend
Mortgage Specialist

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email nowFinancial Industry Experience
Steven has been an HBF employee since 1996 and has spent the majority of this time in senior and management positions. Steven has extensive customer service experience and is dedicated to providing HBF members with the highest levels of service. Steven services the Perth area.
Academic and Professional Qualifications
Certificate IV Financial Services (Finance Broking)
B.Bus (MKT)
Member MFAA and Accredited with SEQUAL
Contact me to book an appointment today:
w: 9265 6592
m: 0408 448 161
Margaret Brown
Mortgage Specialist

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Financial Industry Experience
Margaret has been involved in the Banking and Financial industry for over 30 years, having worked for Challenge bank, and most recently 10 years with Westpac as a Personal Mortgage Manager. Margaret services the Booragoon, Morley, Bunbury and Busselton areas.
Academic and Professional Qualifications
Certificate IV Financial Services (Finance Mortgage Broking)
Member MFAA and Accredited with SEQUAL
Contact me to book an appointment today:
w: 9316 6136
m: 0411 185 079
Mark Butler
Mortgage Specialist

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Financial Industry Experience
Mark has 18 years Banking and Finance experience and worked for BankWest as a Relationship Manager prior to joining the HBF Financial Services team. Mark services the Joondalup, Whitfords, Innaloo, Karrinyup and Geraldton areas.
Academic and Professional Qualifications
Certificate IV Financial Services (Finance Mortgage Broking)
Member MFAA and Accredited with SEQUAL
Associate Member of FINSIA
Contact me to book an appointment today:
w: 9265 6592