Life

HBF Ezicover Trauma Insurance

Protecting your lifestyle

No matter how well we plan our lives, unfortunately ill health can affect us all. HBF Ezicover Trauma Insurance offers you a simple, low cost way to maintain control over your financial situation should you suffer a traumatic illness.

Trauma insurance offers protection by providing a lump sum payment in the event you are diagnosed with one of a range of specified medical conditions. This payment can be used to help pay for medical costs, fund lifestyle changes such as reduced work hours or to repay debts like a mortgage.

Why Trauma Insurance?

Even though Australians have an increasing life expectancy, unfortunately it is common for people to suffer from a significant illness at some stage of their lives. The option of Trauma Insurance was specifically introduced because of the major medical advances in treatment which have resulted in substantial increases in survival rates after a serious medical condition such as a heart attack, stroke or cancer.

Trauma Insurance can be an important supplement to Life Insurance due to the fact that, if a person suffers a medical trauma and survives, Life insurance will not provide any financial support.

Most people also don't realise that Trauma Insurance is not provided within Superannuation Plans, only death and Total & Permanent Disability.

What are some of the benefits?

First month premium free on acceptance
A simple, low-cost Trauma Insurance option
Pays a lump sum on diagnosis, or occurrence, of a heart attack, stroke, cancer or coronary artery by-pass surgery
Cover for the four most commonly occurring serious illnesses
Choice of cover from $50,000 to $150,000

Quick Quote

For a simple and fast method of finding out what the monthly premium would be for you, based on your chosen level of cover.

Apply Now

Complete the online application.

More Information

The Ezicover Trauma Insurance Product Disclosure Statement (PDS) provides important information which you should read before making a decision to purchase the product. It will help you to determine if the product will meet your needs and compare the product with other products you may be considering.

If you would like more information, please call 1800 024 560.

HBF Ezicover Insurance products are issued by Zurich Australia Limited ABN 92 000 010 195 of 5 Blue Street, North Sydney, NSW 2060. AFSLN 232510. HBF Financial Services Pty Ltd ABN 18 009 123 675, AFSLN 236623 is authorised to distribute and arrange for the issue of HBF Ezicover Insurance products. You should read the relevant Product Disclosure Statement to determine whether the HBF Ezicover Insurance product is appropriate for you. Any advice contained is general advice only and does not take into account your individual objectives, financial situation or needs. Before acting on it, you should consider the appropriateness of it regards to your personal circumstances.