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HBF Essentials Cover
HBF Essentials cover starts from only $4.10 a week and you can choose to be covered for up to 22 day-to-day services including dental, optical, physio, chiro, podiatry and occupational therapy. Use the table below to compare our Essentials product options or download the brochure.
Please note that the table may take a moment to load.
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Essentials benefit checklist
(show all products) |
Waiting Period
Waiting periods will apply to your Essentials ancillary cover if:
- You're a new HBF member - You've upgraded to a higher level of cover Please check the waiting periods that apply before you claim benefits for ancillary services. |
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* Conditions apply
^ Optical-Contact Lenses: For all Essentials covers a 12 month waiting period applies.
^ Optical-Contact Lenses: For all Essentials covers a 12 month waiting period applies.