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HBF Essentials Cover
HBF Essentials cover starts from only $4.10 a week and you can choose to be covered for up to 22 day-to-day services including dental, optical, physio, chiro, podiatry and occupational therapy. Download the policy details brochure.
+Price based on single, weekly including the Federal Government 30% Rebate on private health insurance and 4% direct debit discount.
Premium versus Extra
Remember, even though both these levels tick all the boxes on services, Premium Essentials pays you back higher benefits on most treatments than Extra Essentials.
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Essentials benefit checklist
(show all products) |
Waiting Period
Waiting periods will apply to your Essentials ancillary cover if:
- You're a new HBF member - You've upgraded to a higher level of cover Please check the waiting periods that apply before you claim benefits for ancillary services. |
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* Conditions apply
^ Optical-Contact Lenses: For all Essentials covers a 12 month waiting period applies.
^ Optical-Contact Lenses: For all Essentials covers a 12 month waiting period applies.