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With Overseas Visitors cover
you can seek medical care
or hospital treatment during
your stay without needing to worry
about unexpected medical costs.
Our overseas visitors health insurance covers you for any service that the Medicare public health system covers for Australian residents. There are two cover options to choose from - Comprehensive and Standard
This is our highest level of cover and pays benefits for almost all hospital procedures including maternity, as well as doctors' visits and urgent ambulance. If you want the peace of mind of top hospital and medical cover then Comprehensive Overseas Visitors is a great option for singles, couples and families.
NB: This product complies with the Department of Immigration & Citizenship's minimum requirements.
This is a great value health insurance option that covers most hospital treatment but excludes a few high cost procedures like maternity and joint replacement so the premiums are lower. You’ll also be covered for doctors' visits and urgent ambulance.
Benefits |
Comprehensive |
Standard |
|---|---|---|
| Fully covered for single room accommodation in a public or private hospital | |
|
| Fully covered for shared accommodation in a public or private hospital |
|
|
| HBF Medical Gap cover, including specialist fees |
|
|
| Theatre fees | |
|
| In-hospital pharmacy | |
|
| PBS Pharmaceuticals - Outpatient | |
|
| Joint replacement surgery | |
|
| Heart procedures | |
|
| Cataract and eye lens procedures | |
|
| Maternity and birth-related services | |
|
| Assisted reproductive services | |
|
| Psychiatric care | |
* Restricted benefits apply for psychiatric. Significant out of pocket costs may apply.
You can take out Overseas Visitors cover before you arrive in Australia, but make sure the policy begins on the day you arrive and not before.
To get started, download the brochure, fill out the application form at the back and mail your form to HBF, GPO Box C101, Perth Western Australia 6809. To find out more call us on +61 8 9265 6111 or email memberservices@hbf.com.au
Please note: some waiting periods may apply.
Although our Overseas Visitors health insurance cover will look after general medical care, you can choose to add an extra level to your health insurance cover.