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With Overseas Visitors cover
you can seek medical care
or hospital treatment during
your stay without needing to worry
about unexpected medical costs.
This is our highest level of cover and pays benefits for almost all hospital procedures including maternity, as well as doctors' visits and urgent ambulance. If you want the peace of mind of top hospital and medical cover then Comprehensive Overseas Visitors is a great option for singles, couples and families. NB: This product complies with the Department of Immigration & Citizenship's minimum requirements for visa subclass 457.
This is a great value health insurance option that covers most hospital treatment but excludes a few high cost procedures like maternity and joint replacement so the premiums are lower. You’ll also be covered for doctors' visits and urgent ambulance.
Benefits |
Comprehensive |
Standard |
|---|---|---|
| Fully covered for single room accommodation in a public or private hospital | |
|
| Fully covered for shared accommodation in a public or private hospital |
|
|
| HBF Medical Gap cover, including specialist fees |
|
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| Theatre fees | |
|
| In-hospital pharmacy | |
|
| PBS Pharmaceuticals - Outpatient | |
|
| Joint replacement surgery | |
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| Heart procedures | |
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| Cataract and eye lens procedures | |
|
| Maternity and birth-related services | |
|
| Assisted reproductive services | |
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| Psychiatric care | |
* Restricted benefits apply for psychiatric. Significant out of pocket costs may apply.
You can take out Overseas Visitors cover before you arrive in Australia, but make sure the policy begins on the day you arrive and not before.
Some waiting periods may apply.
For more information about Overseas Visitors cover options, please call 133 423 or download the brochure for more information.