Switching to HBF is simple!

Step 01: Choose the right cover

Wherever you're at in life, we have a product to suit your needs.

Switching to HBF is simple!

Step 02: Calculate a quote

Use our online quote tool to calculate the cost of your cover.

Switching to HBF is simple!

Step 03: Fill in your application form

You can apply either:

Step 3 Step 2 Step 1 How to switch to HBF

When you transfer from another fund


We will cover you for the same amount of cover you had with your previous health fund, as long as you have:

  1. already served the relevant waiting periods and
  2. have transferred within two months of your financial date with your previous fund.

To make sure you get the same level of cover, you just need to:

  • provide us with a clearance certificate from your previous health fund and
  • make sure you pay your new HBF policy from the financial date shown on the clearance certificate

Plus, you'll enjoy:

  • access to more participating dental providers, optical stores and more branches than any other health fund in WA,
  • A maximum of 12 months length of membership, which means you may be entitled to the same benefits as a member who has been with us for a year, depending on how long you have been with your previous health fund

And you may not have any waiting periods.