Essentials Standard Health Insurance Cover

Family health insurance, singles health insurance, couples health insurance... choosing your health cover doesn’t have to be complicated.

Our Essentials Standard health insurance cover provides you with a standard level of benefits, so you can be covered for 18 essential services, including:

• General and major dental
  
• Optical
  
• Physio
  
• Chiro
  
• Orthodontic

Plus other services such as:

• Dietetics
  
• Occupational therapy
  
• Speech therapy services

Benefit	Premium Essentials	Extra Essentials	Essentials Standard	Essentials Saver
Appliances
Chiropractic				If selected
Clinical Psychology
Complementary Therapies
Dental - General
Dental - Major				If selected
Dental - Implants and Orthodontics
Dietetics
First Aid Courses and Kits
Hearing Aid
Occupational therapy
Optical - Contact lenses				If selected
Optical - Glasses				If selected
Orthoptics - Eye Therapy
Osteopathy
Pharmaceutical				If selected
Physiotherapy				If selected
Podiatry Services and Surgery				If selected
Podiatry - Foot orthoses				If selected
Preventative Health
Speech Therapy
Urgent Ambulance

Waiting periods apply

 

Download the Essential cover brochure for further details

Want combined Hospital and Essentials? Check out our Twin Packs

Enjoy HBF Wellness

You can add Wellness to your Essentials Standard health insurance cover, which means you can receive benefits towards preventative services including remedial massage, yoga programs and travel vaccinations.