Extra Essentials Health Insurance Cover

Family health insurance, health insurance for singles, health insurance for couples…dental cover, physio, complementary therapies – health cover is available for many different purposes. The best health insurance is the one that meets your specific needs, and everyone is different. 

With our Extra Essentials, you can be covered for 22 services, including the basics:

• General and major dental
  
• Optical
  
• Physio
  
• Chiro
  
• Orthodontic

Plus other services such as:

• Complementary therapies
  
• Osteopathy
  
• Preventative health

As far as benefits are concerned, Extra Essentials is our second highest level of health insurance. It covers the same range of services as our Premium Essentials cover, but with lower benefits and a lower premium.

Benefit	Premium Essentials	Extra Essentials	Essentials Standard	Essentials Saver
Appliances
Chiropractic				If selected
Clinical Psychology
Complementary Therapies
Dental - General
Dental - Major				If selected
Dental - Implants and Orthodontics
Dietetics
First Aid Courses and Kits
Hearing Aid
Occupational therapy
Optical - Contact lenses				If selected
Optical - Glasses				If selected
Orthoptics - Eye Therapy
Osteopathy
Pharmaceutical				If selected
Physiotherapy				If selected
Podiatry Services and Surgery				If selected
Podiatry - Foot orthoses				If selected
Preventative Health
Speech Therapy
Urgent Ambulance

Waiting periods apply

 

Download the Essentials cover brochure for further details

Want combined Hospital and Essentials? Check out our Twin Packs

Enjoy HBF Wellness

You can add Wellness to your Extra Essentials cover, which pays you benefits towards preventative services including remedial massage, yoga programs and travel vaccinations.