Healthy Saver Hospital Health Insurance Cover

With our Healthy Saver health insurance cover, you’ll receive a medium level of cover to protect your family, and you’ll save money by not being covered for the services you’re less likely to need. It’s simple!

Our Healthy Saver health insurance will provide you with:

• Full cover in a shared room for a range of services including maternity
  
• Cover for treatment from your choice of doctor
  
• Cover for theatre fees 

Benefits	Top Hospital	Intermediate Hospital	Healthy Saver Hospital	Young Single Savers Hospital
Fully covered for a shared room in an HBF Participating Hospital		^
Substantial cover towards a single room in an HBF Participating Hospital
Assisted reproductive services (including IVF)			*
Cataract and eye lens procedures
HBF Medical Gap cover
Heart procedures
Hospital excess options
Joint replacement surgery
Maternity and birth-related services
Psychiatric care			*	*
Theatre fees

Waiting periods apply

No benefit is payable for non-MBS hospital treatment.

^ A co-payment will apply
* Limited hospital benefits apply which are similar to the cost of a shared room in a public hospital.

Download the Hospital brochure for further details

Want combined Hospital and Essentials? Check out our Twin Packs

Make the most of these optional extras

You can also choose to add these options to your Healthy Saver health insurance.

• GapSaver - For a small annual premium, your benefit accumulates each year and can be used to pay some out of pocket costs for eligible hospital stays
  
  
• Ambulance Plus – This pays benefits for non-urgent ambulance transport, such as pre-booked ambulance services.