Home Building Insurance

When you combine your Home Building and Contents Insurance, you’ll enjoy additional savings and the convenience of dealing with just one insurance provider.

quote and buy

 

 

With our home building insurance cover, you can feel secure in the knowledge that your home is protected against a range of events including:

  • Fire
  • Flood
  • Theft, burglary and malicious acts
  • Impact
  • Storm or rain
  • Accidental breakage of fixed glass
  • Burnt-out electrical motors and
  • Earthquake

When you take out our home building insurance, you’ll receive these benefits:

  • Up to $1000 cover for locks and keys if stolen
  • Cover for your related building expenses
  • Cover for temporary accommodation expenses (limited to 10% of sum insured)
  • Up to $500 cover for trees, shrubs and plants for any damage caused by a listed event
  • Legal liability for up to $20 million.

With our home insurance you can also opt for a voluntary excess to reduce your premium.

Summary of benefits

Home Building

Home Contents

Comprehensive Policy (13 Insured Events)

Flood - Fire - Theft - Burgulary and Malicious Acts - Storm or Rain - Earthquake - Accidental Breakage of Fixed Glass - Burnt-out Electric Motors - Bursting, Leaking, Discharging or Overflowing - Impact - Lightening or Thunder - Riot or Civil Commotion - Explosion - Leakage of Oil

Cover for fences, gates and garden sheds New for old replacement (except fusion only up to 10 years)
Trees, shrubs and plants up to $500 CDS, DVDS, computer games Covered to max $2,000
Legal liability to $20 million New Family Member Bonus
Locks and Keys replacement, if stolen (up to $1000) Optional personal valuables Cover, specified or unspecified, to suit Your needs
Cover for Mortgage Discharge Costs Frozen food Covered up to $500
Related Building expenses Computer equipment Covered up to $7,500
Temporary Accommodation (up to 10% of sum insured) Important Documents Cover up to $500 (per claim)
Tools of trade Covered up to $2000
Visitors property Covered up to $500
Temporary Accommodation (up to 10% of sum insured)
Open air Cover up to $2,000
Cover for contents temporarily removed
Pictures, art and jewellery up to $3,000

If you’d like a complete list of the benefits you’ll be entitled to with HBF home building insurance, please refer to our Home Policy Wording and Product Disclosure Statement.

 

quote and buy

 

 

In deciding whether to buy or hold HBF Home Insurance, you should consider the Home Policy Wording and Product Disclosure Statement, and whether or not the product is appropriate for you.  HBF Home Insurance is issued by HBF Insurance Pty Ltd ABN 11 009 268 277 AFSL 229190.

Please read the Financial Service Guide (FSG) before applying for an HBF General Insurance product.