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Home Contents Insurance
When you combine your Home Building and Contents Insurance, you’ll enjoy additional savings and the convenience of dealing with one insurance provider.
Losing your home contents to fire or theft can be as costly as it is stressful.
With our home contents insurance cover you can protect the contents of your home or the property you’re renting against these and a range of other events, including burglary and malicious acts, impact, storm or rain, burnt-out electrical motors, earthquake and legal liability for up to $20 million.
When you take out our home contents insurance, you’ll receive these extras:
- $5,000 worth of extra cover at no cost after the arrival of a new baby.
- Up to $500 cover for spoiled frozen food.
- Up to $1000 cover for stolen or misused credit cards.
- Up to 12 months cover if you need temporary accommodation expenses.
- Up to $500 cover for damaged or stolen property that belongs to visitors to your home.
- Cover for contents temporarily moved from your home.
With our home insurance you can also opt for a voluntary excess and reduce your premium.
Summary of benefits
Home Building |
Home Contents |
|---|---|
|
Comprehensive Policy (13 Insured Events) Flood - Fire - Theft - Burgulary and Malicious Acts - Storm or Rain - Earthquake - Accidental Breakage of Fixed Glass - Burnt-out Electric Motors - Bursting, Leaking, Discharging or Overflowing - Impact - Lightening or Thunder - Riot or Civil Commotion - Explosion - Leakage of Oil | |
| Cover for fences, gates and garden sheds | New for old replacement (except fusion only up to 10 years) |
| Tress, shrubs and plants up to $500 | CDS, DVDS, computer games Covered to max $2,000 |
| Legal liability to $20 million | New Family Member Bonus |
| Locks and Keys replacement, if stolen (up to $1000) | Optional personal valuables Cover, specified or unspecified, to suit Your needs |
| Cover for Mortgage Discharge Costs | Frozen food Covered up to $500 |
| Related Building expenses | Computer equipment Covered up to $7,500 |
| Temporary Accommodation (up to 10% of sum insured) | Important Documents Cover up to $500 (per claim) |
| Tools of trade Covered up to $2000 | |
| Visitors property Covered up to $500 | |
| Temporary Accommodation (up to 10% of sum insured) | |
| Open air Cover up to $2,000 | |
| Cover for contents temporarily removed | |
| Pictures, art and jewellery up to $3,000 | |
To view a complete list of additional benefits that you’ll be entitled to with our contents insurance, please refer to our Home Policy Wording and Product Disclosure Statement.
In deciding whether to buy or hold HBF Home Insurance, you should consider the Home Policy Wording and Product Disclosure Statement, and whether or not the product is appropriate for you. HBF Home Insurance is issued by HBF Insurance Pty Ltd ABN 11 009 268 277 AFSL 229190.
Please read the Financial Service Guide (FSG) before applying for an HBF General Insurance product.
