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Personal Valuables insurance cover
When you insure your home contents with us, you can also take out personal valuables insurance, which will cover your valuables if they’re lost, stolen, damaged or destroyed.
With our personal valuables insurance, you can take your home contents insurance with you when you leave your home. This optional cover provides Australia-wide protection for items that you normally take outside your home, such as jewellery, laptop computers or cameras.
Choose the option that suits you best
Choose from these two options of personal valuables insurance cover:
Unspecified Cover
This personal valuables insurance cover protects your valuable items Australia-wide without the need to specify the items to be insured. You can choose a level of cover from the following plans:
| Plan Type | Maximum cover per item | Maximum cover per claim |
|---|---|---|
| 1 | $300 | $1,000 |
| 2 | $500 | $2,000 |
| 3 | $600 | $3,000 |
| 4 | $750 | $4,000 |
| 5 | $1,000 | $5,000 |
| 6 | $1,500 | $7,500 |
Specified Cover
This personal valuables insurance cover lets you specify individual, high-value items that are more valuable than the per item limits for Unspecified Cover. It also provides protection for your personal valuables Australia-wide. To be covered, your items will need to be listed on your personal valuables insurance policy and we must agree to insure them.
If you’d like a complete list of the benefits you’ll be entitled to with HBF personal valuables insurance, please refer to our Home Policy Wording and Product Disclosure Statement.
In deciding whether to buy or hold HBF Home Insurance, you should consider the Home Policy Wording and Product Disclosure Statement, and whether or not the product is appropriate for you. HBF Home Insurance is issued by HBF Insurance Pty Ltd ABN 11 009 268 277 AFSL 229190. Please read the Financial Services Guide (FSG) before applying for an HBF General Insurance product.
