Income Plan Insurance

If you couldn’t work for an extended period of time because of an injury or illness, could you still afford to pay your mortgage, household bills and everyday living expenses?

If you’ve always thought you could rely on sick leave (which usually only covers you in the short term) or workers’ compensation (which only covers you for work-related accidents or illnesses) – it might be time to think again and consider income plan insurance.

You probably already insure your health, your car and your home – so it makes sense to protect your lifestyle and your family’s financial wellbeing with income plan insurance.

Protect your lifestyle and financial wellbeing

Our income plan insurance will protect your income if you’re forced to stop working because of an illness or injury. We’ll pay 75% of your pre-tax income (maximum $4,500 per month) depending on the option you choose when you join.

If you’re between 19 and 60 years old, and working at least 26 hours a week, you’ll receive the following benefits when you can take out our income replacement insurance:

• Affordable, tax-deductible premiums
• Free cover for the first month
• Choice of benefits for 2 years or 5 years
• Offers cover between $1,500 and $4,500 per month
• A joint cover discount for you and your partner
• 21 day cooling off period if you change your mind
• No medical exam or interview is required in most cases

Get an instant income plan insurance quote online or call 1800 024 560 today for more information.

*Rate is based on a 19 year old male, non-smoker in the Group 1 occupation category with $1,500 monthly Income Plan cover, on a 2 year benefit period.

The Ezicover Income Plan Product Disclosure Statement (PDS) provides important information which you should read before making a decision to purchase the product. It will help you to determine if the product will meet your needs and compare the product with other products you may consider.

HBF Ezicover Insurance products are issued by Zurich Australia Limited ABN 92 000 010 195, AFSLN 232510 of 5 Blue Street, North Sydney, NSW 2060 (Zurich). HBF Financial Services Pty Ltd ABN 18 009 123 675, AFSLN 236623 (HBF) is authorised to distribute and arrange for the issue of HBF Ezicover Insurance products. In deciding whether to buy HBF Ezicover Insurance you should consider the relevant HBF Ezicover Insurance Product Disclosure Statement (PDS) and whether this insurance is appropriate for you. Any advice contained is general advice only and does not take into account your individual objectives, financial situation or needs, so before acting on it, you should consider whether it’s appropriate for your personal circumstances.