Term Life Insurance

Death and terminal illnesses are things you’d rather avoid thinking about, but taking out life insurance provides financial protection for you and your loved ones.

With one of our simple, low-cost term life insurance policies, you’ll receive:

• A lump sum payment of between $50,000 and $1,000,000**
• Free cover for the first month upon acceptance
• 24/7 cover wherever you are
• A joint cover discount for you and your partner
• A 21-day cooling off period if you change your mind
• No medical exam or interview is required in most cases
• You can apply online today

If you’re between 19 and 59 years old, you can choose from these two term life insurance options:

Ezicover Term insurance provides ongoing cover and a lump sum payment of between $50,000 and $1,000,000** in the event of your death or terminal illness where your life expectancy is less than 12 months. 

Ezicover Select Term insurance provides the same level of cover but generally at a lower cost for a set period of 5, 10 or 15 years.

This option is designed to match your financial situation and provide financial support during times where you may have more debt – such as mortgage repayments, or the costs of raising or educating your children.  With Ezicover Select Term insurance, your premium does not increase as you get older.

*Rate is based on a 25 year old female non-smoker with $50,000 Term cover.

**$1,000,000 cover is available to our members who are up to 54 years old. $750,000 cover is available to our members who are up to 59 years old. If you maintain your cover and meet all your payments, we guarantee to renew your policy until your first policy anniversary after your 99th birthday.Get an instant term life insurance quote online or call 1800 024 560 today for more information.

The Ezicover Term Insurance Product Disclosure Statement (PDS) and Ezicover Select Term Insurance PDS provides important information which you should read before making a decision to purchase the product. It will help you determine if the product will meet your needs and compare the product with other products you may consider.

HBF Ezicover Insurance products are issued by Zurich Australia Limited ABN 92 000 010 195, AFSLN 232510 of 5 Blue Street, North Sydney, NSW 2060 (Zurich). HBF Financial Services Pty Ltd ABN 18 009 123 675, AFSLN 236623 (HBF) is authorised to distribute and arrange for the issue of HBF Ezicover Insurance products. In deciding whether to buy HBF Ezicover Insurance you should consider the relevant HBF Ezicover Insurance Product Disclosure Statement (PDS) and whether this insurance is appropriate for you. Any advice contained is general advice only and does not take into account your individual objectives, financial situation or needs, so before acting on it, you should consider whether it’s appropriate for your personal circumstances.