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Car Insurance

Comprehensive

Provides complete peace of mind; protecting you against loss or damage to your car and any loss or damage to another person’s vehicle or property.

Not only do you get extensive coverage, we also provide great value options to help reduce your premium.

  • Monthly or fortnightly instalments – at no extra cost
  • Trusted Perth based claims team
  • Your choice of repairer
  • Your choice of Agreed or Market Value
  • Flexible policy options to help you save
  • Exclusive member discounts
  • Consolidate your insurance needs under the one roof

Comprehensive Options

  • OPTION A

    Motor Vehicle Policy

    Multiple drivers of various ages can drive your car.

  • OPTION B

    Nominated Driver

    Discounts apply if your vehicle will be driven by no more than two nominated drivers who are 25 years of age or over.

  • OPTION C

    Nominated Driver Low Km

    Further discounts apply to your premium if your vehicle will be driven by no more than two nominated drivers who are 25 years of age or over AND will not be driving more than 10,000km per insurance year.

  • Cover Includes (For all Comprehensive policies)

    New vehicle replacement after a total loss for up to 3 years*

  • Hire vehicle costs up to 14 days after Theft or Attempted Theft

  • Towing or transport of your vehicle.

  • Windscreen extension option

  • Personal items up to $500 after Theft or Damage

  • Re-coding of locks and barrels after theft of keys

  • Legal liability for loss or damage to another persons vehicle or property (up to $30m)

  • *Subject to maximum kilometer conditions

Rewarding safe drivers

For every year that you don’t make an at-fault claim, we’ll reward you with a reduction to your premium. After only five years you’ll be enjoying the benefits of our maximum No Claim Bonus discount.

Optional extras

No claim bonus protection

Upgrade your policy so there is no excess for windscreen or glass replacement

Get a Quote

Get your car insurance quote online

It only takes 10 - 15 minutes

Our questionaire will help determine a suitable policy for you

Get a Quote

Let's Begin

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HBF members may be eligible for an additional discount.
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Terms & Conditions

Insurance issued by CGU Insurance Limited (CGU) ABN 27 004 478 371 AFSL 238291. For full policy details please refer to the Product Disclosure Statement (PDS) which can be obtained by calling HBF on 133 423. This is general advice only and does not take into account your personal circumstances. You should consider the PDS and your personal circumstances in deciding whether to buy or hold these products. HBF Health Limited ABN 11 126 884 786 AR No. 406073 (HBF Health), is an authorised representative of and also acts under a binder from CGU, the issuer of general insurance products distributed by HBF Health. HBF Health will receive a commission of between 10 – 15% of the premium you pay (excluding taxes and charges) plus GST. For each travel insurance policy sold, HBF Health will receive a commission of up to $62. Please read the Financial Services Guide (FSG) before applying for an HBF General Insurance product.

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