Car Insurance
We understand your car is an integral part of life; an asset you rely on! With HBF you get quality insurance including your choice of repairer and access to a Perth based claims team.
Plus, we have various options to help you save, starting with a 10% discount for HBF Health Members.
Compare and choose your car insurance

- Complete cover for loss or damage to your vehicle
- Cover for loss or damage to another person’s vehicle or property
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Cover Benefits
- Cover for your vehicle for accidental damage, including collision
- New vehicle replacement after a total loss for up to 3 years (subject to maximum kilometre conditions)
- Cover for emergency or temporary repairs
- Unlimited cover for damage or loss to your vehicle from a collision with an uninsured motorist
- Cover for towing or transport of your vehicle
- Cover for you or temporary accommodation if your vehicle is damaged in an incident more than 100kms from home
- Cover for your trailer while attached to your vehicle
- Cover for your vehicle for loss or damage as a result of fire, storm or flood
- Cover for your vehicle for loss or damage as a result of theft, attempted theft or malicious damage
- Cover for personal items up to $500 after theft or damage
- Re-coding of locks and barrels after theft of keys
- Replacement of baby capsules if stolen or damaged while in your vehicle
- Legal liability for loss or damage to another person’s vehicle or property (up to $30m)
- Free No Claim Bonus Protection
- Protection for your own vehicle against fire and theft
- Cover for damage or loss to another person’s vehicle or property as a result of fire or theft
Cover Benefits
- Cover for emergency or temporary repairs
- Up to $5,000 cover for damage or loss to your vehicle from a collision with an uninsured motorist (if you are not at fault)
- Cover for hire vehicle costs up to 14 days after theft or attempted theft
- Cover for towing or transport of your vehicle
- Re-coding of locks and barrels after theft of keys
- Legal liability for loss or damage to another person’s vehicle or property (up to $30m)
- A suitable option if you do not require comprehensive cover for your vehicle
- Cover for loss or damage to another person’s vehicle or property
Cover Benefits
- Up to $5,000 cover for damage or loss to your vehicle from a collision with an uninsured motorist (if you are not at fault)
- Legal liability for loss or damage to another person’s vehicle or property (up to $30m)
Other Cover
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Boat
- Cover for the unexpected, such as theft, fire, malicious damage, stranding or capsizing
- Cover for damage that occurs while loading and unloading your boat
- Cover for collision with other watercraft, jetties, submerged objects or motor vehicles
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Caravan
- Cover against theft, accidental loss or damage to your caravan, annexe and its contents
- Choose from 2 policy options depending on whether you’re touring Australia in your caravan, or it’s permanently on-site
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Trailer
- We offer comprehensive coverage against loss or damage to your trailer
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Horse Float
- We offer comprehensive coverage against loss or damage to your horse float
Get a Quote
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Existing HBF member?
Add your other policies and you may be eligible for further discounts
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Terms & Conditions
Insurance issued by CGU Insurance Limited (CGU) ABN 27 004 478 371 AFSL 238291. For full policy details please refer to the Product Disclosure Statement (PDS) which can be obtained by calling HBF on 133 423. This is general advice only and does not take into account your personal circumstances. You should consider the PDS and your personal circumstances in deciding whether to buy or hold these products. HBF Health Limited ABN 11 126 884 786 AR No. 406073 (HBF Health), is an authorised representative of and also acts under a binder from CGU, the issuer of general insurance products distributed by HBF Health. HBF Health will receive a commission of between 10 – 15% of the premium you pay (excluding taxes and charges) plus GST. For each travel insurance policy sold, HBF Health will receive a commission of up to $62. Please read the Financial Services Guide (FSG) before applying for an HBF General Insurance product.