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Car Insurance

Compare and choose your car insurance

Third Party Property Damage

If you don’t require comprehensive cover for your own car, Third Party Property Damage is a great value option. It provides all the necessary cover should you cause loss or damage to another person’s vehicle or property.

Under this policy, our Nominated Driver option also allows you to reduce your premium without sacrificing any of the key coverage.


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  • Legal liability for loss or damage to another person's vehicle or property (up to $30 million)
  • Cover for damage by uninsured motorists

Third Party Fire and Theft

Third Party Fire and Theft Car Insurance offers protection against fire and theft to your own vehicle and/ or loss or damage you may cause to someone else’s. It’s a popular option for those who don’t require comprehensive cover.

Under this policy, our Nominated Driver option also allows you to reduce your premium without sacrificing any of the key benefits.


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  • Legal liability for loss or damage to another person's vehicle or property (up to $30 million)
  • Cover for damage caused by uninsured motorists
  • Towing and transport of your own vehicle
  • Hire vehicle costs after theft or attempted theft
  • Emergency or temporary repairs
  • Re-coding of locks and barrels after theft of keys

Other Cover

  • Boat

    We offer cover against the unexpected, such as theft, fire, malicious damage, stranding or capsizing. We also cover damage that occurs while loading and unloading your boat, as well as collision with other watercraft, jetties, submerged objects or motor vehicles. Product Disclosure Statement

    Please contact us to arrange a quote.

  • Caravan

    For peace of mind on the open road, Caravan Insurance will cover you against theft, accidental loss or damage to your caravan, annexe and its contents. Choose the type of cover that suits your needs – whether you’re touring Australia in your caravan, or it’s permanently on-site. Product Disclosure Statement 

    Please contact us to arrange a quote.

  • Trailer

    We offer comprehensive coverage against loss or damage to your trailer. Product Disclosure Statement

    Please contact us to arrange a quote.

  • Horse Float

    We offer comprehensive coverage against loss or damage to your horse float. Product Disclosure Statement

    Please contact us to arrange a quote.

Terms & Conditions

Insurance issued by CGU Insurance Limited (CGU) ABN 27 004 478 371 AFSL 238291. For full policy details please refer to the Product Disclosure Statement (PDS) which can be obtained by calling HBF on 133 423. This is general advice only and does not take into account your personal circumstances. You should consider the PDS and your personal circumstances in deciding whether to buy or hold these products. HBF Health Limited ABN 11 126 884 786 AR No. 406073 (HBF Health), is an authorised representative of and also acts under a binder from CGU, the issuer of general insurance products distributed by HBF Health. HBF Health will receive a commission up to 10% of the premium you pay (excluding taxes and charges) plus GST. Please read the Financial Services Guide (FSG) before applying for an HBF General Insurance product.

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