Skip to main navigation Skip to main content
Print this page
Text Size
A A A

Third Party Cover

(not available for sale)

What are the benefits?

  • If you cause any damage to someone else’s property, you are covered for legal liability of up to $20 million.
  • Plus, cover for up to $3,000 if you car is damaged by an uninsured known third party (conditions apply). 
  • You can accumulate a no-claim bonus if you decide to change to a Comprehensive car insurance policy.

    Key policy features Comprehensive Advantage Driver Budget - Fire and Theft Third Party
    Agreed Value
    Open Driver cover *
    Cover for damage to other people's property
    New car replacement for vehicle aged up to 2 Years
    Hire car following theft or attempted theft**
    Personal Property cover
    Flexible payment methods
    21 day 'Free Look'
    Only one quote in the event of a claim
    Reduce premium by nominating drivers **
    Reduced premium by selecting a higher excess

    *Restrictions apply. An additional exess applies to non listed drivers.
    **Limits and Conditions apply.
    If you’d like a complete list of benefits, please refer to our Car Insurance Policy Wording and Product Disclosure Statement.

    Terms and Conditions

    HBF Health Pty Ltd ABN 11 126 884 786 AR No. 406073 (HBF Health) is an Authorised Representative of CGU Insurance Limited ABN 27 004 478 371 AFS Licence No. 238291 (CGU) and acts under binder from the product issuer HBF Insurance Pty Ltd ABN 11 009 268 277 (HBF Insurance) which means it can issue the policy as if it were HBF Insurance. HBF Health will receive a commission in the range of 10% to 25% of the premium you pay (excluding taxes and charges) plus GST. This is general information only and doesn’t take into account your personal circumstances. In deciding whether to buy or hold HBF Car Insurance, you should consider the Car Insurance Policy Wording and Product Disclosure Statement and whether or not the product is appropriate for you.

    Please read the Financial Services Guide (FSG) before applying for an HBF General Insurance product.

    Recent Articles

    • Dr Duncan Jefferson writes about the outstanding citizens who have helped create a vibrant medical research community here in Australia.

      26 January | HBF Health | read more

    • It’s a quirk of human nature that we do like to put things in “boxes”, and western scientific medicine is a magnificent example of classifications, statistics and “rational” thinking.

      23 January | HBF Health | read more

    • Your feet are your silent partner and you need to keep them happy: with good shoes, good nail care and good care and attention, they will happily carry you through a long and healthy life. By Dr Duncan Jefferson.

      12 January | HBF Health | read more


    Our website has been designed to make selecting and using private health insurance clear and simple, let us know how we can keep improving what we do

    ©2012 Copyright HBF Health Limited Australia ABN 11 126 884 786 and its subsidiaries