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Car Insurance

Third Party Property Damage

A great value option if you don’t require comprehensive cover for your own car.  It provides all the necessary cover should you cause damage to another persons vehicle or property.

Our Nominated Driver option also allows you to reduce your premium without sacrificing any of the key benefits.

  • Monthly or fortnightly instalments – at no extra cost
  • Trusted Perth based claims team
  • Your choice of repairer
  • Flexible policy options to help you save
  • Exclusive member discounts
  • Consolidate your insurance needs "under the one roof"

Third Party Property Damage Options

  • OPTION A

    Motor Vehicle Policy

    Multiple drivers of various ages can drive your car. You expect to exceed 10,000km per insurance year.

  • OPTION B

    Nominated Driver

    Discounts apply if your vehicle will be driven by no more than two nominated drivers who are 25 years of age or over.

  • Cover Includes (For all Third Party Property Damage policies)

    Uninsured motorist damage

  • Legal liability for loss or damage to another persons vehicle or property (up to $30m)

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Get your car insurance quote online

It only takes 10 - 15 minutes

Our questionaire will help determine a suitable policy for you

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HBF members may be eligible for an additional discount.
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Terms & Conditions

Insurance issued by CGU Insurance Limited (CGU) ABN 27 004 478 371 AFSL 238291. For full policy details please refer to the Product Disclosure Statement (PDS) which can be obtained by calling HBF on 133 423. This is general advice only and does not take into account your personal circumstances. You should consider the PDS and your personal circumstances in deciding whether to buy or hold these products. HBF Health Limited ABN 11 126 884 786 AR No. 406073 (HBF Health), is an authorised representative of and also acts under a binder from CGU, the issuer of general insurance products distributed by HBF Health. HBF Health will receive a commission of between 10 – 15% of the premium you pay (excluding taxes and charges) plus GST. For each travel insurance policy sold, HBF Health will receive a commission of up to $62. Please read the Financial Services Guide (FSG) before applying for an HBF General Insurance product.

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