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Hospital Product Options

HBF Hospital cover pays benefits for things like accommodation in a private hospital and theatre and specialist fees.

Compare Hospital Cover Options

Top Hospital

Perfect if you want cover for all hospital treatments and the choice of a single or shared room. You can choose your doctor, avoid waiting lists, and choose an excess to keep your premium down.

Intermediate Hospital

Intermediate Hospital is a good option if you want cover for all hospital treatment, but would like to keep your premium down by  sharing a room. You can still choose your doctor, avoid waiting lists and access quality private health care. You can also choose an excess to keep your premium down.

Young Singles Saver

This is the product for you if you’re young, healthy and not planning to start a family. You get access to quality private care for most treatments, but there are a few exclusions (like maternity, joint replacement and heart procedures) which keep the premium low. You still get to choose your doctor and avoid public hospital waiting lists. This is great if you want to save on tax.

Healthy Saver Hospital

This is a good option for young couples and families, as it covers most treatment including maternity, but excludes a few treatments that aren’t as common for people your age (like joint replacement and heart procedures).

Compare Hospital Products

Drag the products you would like to compare to the right

  1. Top Hospital
  2. Intermediate Hospital
  3. Young Singles Saver
  4. Healthy Saver Hospital
>

*A single Top Hospital policy costs $1,246.55pa based on WA rates, which is the equivalent of $23.97 a week when paid annually by direct debit after deducting the Federal Government 30% Rebate on private health insurance with no Lifetime Health Cover loading.

^A single Intermediate Hospital policy costs $1,033.22pa based on WA rates, which is the equivalent of $19.87 a week when paid annually by direct debit after deducting the Federal Government 30% Rebate on private health insurance with no Lifetime Health Cover loading.

**A single Young Singles Saver Hospital policy costs $554.40pa based on WA rates, which is the equivalent of $10.66 a week when paid annually by direct debit after deducting the Federal Government 30% Rebate on private health insurance with no Lifetime Health Cover loading.

^^A single Healthy Saver Hospital policy costs $986.15pa based on WA rates, which is equivalent to $18.96 a week when paid annually by direct debit after deducting the Federal Government 30% Rebate on private health insurance with no Lifetime Health Cover loading.

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