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Additional Cover

If you are looking for extra health insurance cover, whether it is for non-urgent ambulance or you just want to minimise out-of-pocket costs, these are your options that can be added to any Hospital product.

Ambulance Plus

Every HBF Health Insurance member gets unlimited cover for urgent ambulance transport, however if you think you may need to book an ambulance, Ambulance Plus will cover this cost.

Gap Saver

Gap Saver Health Insurance
GapSaver is a way to put aside a little money now so you can minimise unexpected Hospital and Essentials gaps.

*A single Ambulance Plus policy costs $23.50pa based on WA rates, which is the equivalent of $0.45 a week when paid annually by direct debit after deducting the Federal Government 30% Rebate on private health insurance.

^A single GapSaver $100/$200 policy costs $69.15 based on WA rates, which is equivalent to $1.35 a week when paid annually by direct debit after deducting the Federal Government 30% Rebate on private health insurance.

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