Includes 30% Rebate. Price based on your eligibility.
According to the PHIO State of the Health Funds Report 2012, HBF covers an average of 94.3% of hospital related charges in WA – that’s a higher percentage of these charges than any other major health fund.
Choose from our Hospital health insurance products and compare their features side by side.
We pay out on thousands of procedures, too many to mention here. As a member if there is a specific benefit you are looking for, find out the item number from your doctor or specialist and call us and we’ll let you know how much you should get back.
We’ll fully cover the charge for a hospital boarder, to make sure you have the support you need while you are in hospital, this includes meals and accommodation in your room. Some conditions apply.
Take out an excess. Regardless of how many times you may need to stay in hospital, you’ll only pay the excess if you stay in hospital overnight and you’ll only pay it once per adult member, per calendar year, to a maximum of twice per family policy. We won’t charge you an excess for day procedures.
| Hospital Cover |
Single |
Couple/Family
|
|---|---|---|
|
$200 |
$400 |
|
$500 |
$1000 |
Please note: The excess is payable in addition to any accommodation and procedure co-payments that may apply. You won’t be required to pay an excess for any dependant children on your family policy. Waiting periods also apply when transferring to a product that may have higher benefits, or when moving from a level of cover with an excess to a level of cover without an excess. You don’t need to pay the excess for any day procedures, which are very common which is unlike many other health funds.
You can minimise out-of-pocket costs with GapSaver. Put a little money aside now and you can use it on out-of-pocket costs for things like Medical gaps (for your specialist) and hospital excesses. If you have Essentials cover, it also covers costs for in-hospital and out-of-hospital Essentials services (like physiotherapy or occupational therapy). Simply select when you purchase Top Hospital Cover.
Find out more about your policy details.
Policy terms and conditions and waiting periods apply.
16 May | HBF Health | read more
9 May | HBF Health | read more
2 May | HBF Health | read more