What cover is right

Which cover suits you?

Ambulance	Essentials	Hospital
HBF offers two types of ambulance cover. Urgent Ambulance is a low cost option if you don't want Hospital or Essentials cover but you'd like insurance for an unexpected ambulance trip, while Ambulance Plus covers pre-booked or non-urgent ambulance transport. Find out more	HBF Essentials cover pays benefits on up to 22 day-to-day services including dental, optical, physio, chiro, podiatry and occupational therapy. Find out more	HBF Hospital cover pays benefits for things like accommodation in a private hospital, theatre and specialist fees, as well as allowing you to choose your own doctor and avoid long waiting lists. Find out more
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Hospital & Essentials	Ultimate
HBF Hospital and Essentials cover pays benefits on things like accommodation in a private hospital and theatre fees as well as day to day health services like dental, optical, physio and chiro. Find out more	Ultimate cover is the most comprehensive combined Hospital and Essentials product available in Australia. It fully covers most hospital visits and you'll get between 90-100% back on 36 Essentials Services like dental, optical and remedial massage. Find out more
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R4R is about health and it’s about helping others but most of all its a Community Event where people of all ages, all shapes and sizes, peoples from just about every continent under the Sun will come together and share the joys and delights of being able to walk/jog around this glorious City of ours here in Western Australia.
16 May | HBF Health | read more
Imagine trying to breathe through a straw. Suddenly, something you’ve done without thinking all your life becomes extremely hard work and focusses all of your attention on one thing - trying to stay alive!
9 May | HBF Health | read more
Taking antibiotics has always been seen as a 'good idea'. Find out why antibiotics may affect the balance of bacteria in your body that keeps it balanced and healthy.
2 May | HBF Health | read more

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