This is a great value health cover option that covers most hospital treatment but excludes a few high cost procedures like maternity, heart treatment and joint replacements, so the premiums are lower. You’ll also be covered for doctors' visits and urgent ambulance. See the table below for full list of exclusions and restrictions.

If you'd like to find out more, please call +61862111806.

NB: This product does not comply with the Department of Immigration & Citizenship's minimum requirements for overseas visitors health insurance under condition 8501 including visa subclass 457.

A few things to note:

What this covers you for:

Benefits	Comprehensive Overseas Visitors	Working Visa Hospital and Medical	Working Visa Hospital	Standard Overseas Visitors
Fully covered for single room accommodation in a public or private hospital
Fully covered for shared accommodation in a public or private hospital
HBF Medical Gap cover, including specialist fees
Theatre fees				+
In-hospital pharmacy
Joint replacement surgery (partial or total)
Heart treatment
Ophthalmic
Maternity and birth-related services
Assisted reproductive services (including IVF)
Rehabilitation				**
Repatriation
Psychiatric care
In-hospital pharmacy
PBS Pharmacy - outpatient
Outpatient medical

Find out more about your policy details.

+No benefit for procedures that are restricted or excluded on your level of cover.

**Benefits for rehabilitation services related to restricted or excluded procedures will be limited.

^Restricted benefits apply for psychiatric. Significant out of pocket costs may apply.