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Health Insurance

See our full range of Hospital and Essentials products below

Hospital and Essentials products

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The following are our available Hospital and Essentials products

Young Singles Saver Twin Pack

From $13.80(i) per week

After deducting a 29.04% Australian Government Rebate on private health insurance. Price based on your eligibility.

Covers treatments young people are most likely to use, but you save by not paying to cover treatments you may not need such as maternity. Includes over 5000 hospital treatments, as well as eight Essentials services including general dental, optical and physio.
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Smart Saver Twin Pack

From $22.50(i) per week

After deducting a 29.04% Australian Government Rebate on private health insurance. Price based on your eligibility.

Great all-round cover that includes maternity, so it’s ideal if you are planning to start a family. You’ll also receive benefits for 10 Essentials services such as dental, optical and physio.
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Prime Health Package

From $35.70(i) per week

After deducting a 29.04% Australian Government Rebate on private health insurance. Price based on your eligibility.

Covers a wide range of hospital treatment, including heart treatment, joint replacement and cataracts. It’s a great choice if you want comprehensive hospital cover without maternity. You’ll also receive benefits for a range of Essentials services such as dental, optical, physio and a fully covered Friendlies health check each year.
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Ultimate Package

From $86.80(i) per week

After deducting a 29.04% Australian Government Rebate on private health insurance. Price based on your eligibility.

HBF Ultimate is the most comprehensive health cover in Australia. It gives you the peace of mind that comes with being fully covered for treatments in hospital, plus you can claim 90 to 100% back on a wide range of Essentials services.
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Hospital products

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The following are our available Hospital products

Young Saver Hospital

From $11.45(i) per week

After deducting a 29.04% Australian Government Rebate on private health insurance. Price based on your eligibility.

You'll avoid public hospital waiting lists and be covered for treatment young people are most likely to use, while saving by not paying for treatment you’re not likely to need.
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Healthy Saver Hospital

From $21.40(i) per week

After deducting a 29.04% Australian Government Rebate on private health insurance. Price based on your eligibility.

Covers most hospital treatments including maternity and birth-related services (including IVF). This cover suits people who are planning on starting a family, and want to save by not paying for services they are not likely to use such as joint replacements and heart treatment.
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Mid Hospital

From $16.60(i) per week

After deducting a 29.04% Australian Government Rebate on private health insurance. Price based on your eligibility.

You’ll avoid public hospital waiting lists and be covered for over 5000 hospital treatments, including heart procedures. Perfect if you want quality hospital cover but don’t want to pay for maternity cover.
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Top Hospital

From $22.70(i) per week

After deducting a 29.04% Australian Government Rebate on private health insurance. Price based on your eligibility.

Provides comprehensive cover for hospital treatments and accommodation in a private room, to give you complete peace of mind.
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Essentials products

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The following are our available Essentials products

Dental Saver

From $2.95(i) per week

After deducting a 29.04% Australian Government Rebate on private health insurance. Price based on your eligibility.

The perfect choice if you just want cover for general dental and don’t want to pay for services you’re not likely to use.
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Essentials Saver

From $4.35(i) per week

After deducting a 29.04% Australian Government Rebate on private health insurance. Price based on your eligibility.

Covers general dental and urgent ambulance, plus your choice of two of the following: major dental, optical, remedial massage, physio, chiro/osteo, podiatry or pharmacy. The perfect option if you only want cover for a few treatments and not services you don’t need.
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Easy 8

From $8.15(i) per week

After deducting a 29.04% Australian Government Rebate on private health insurance. Price based on your eligibility.

Easy 8 covers eight popular Essentials services. You’ll receive a massive 80% back in benefits up to your annual combined limit on services that are important to you.
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Essentials Standard

From $6.90(i) per week

After deducting a 29.04% Australian Government Rebate on private health insurance. Price based on your eligibility.

Covers the most commonly used health services, including dental, optical, physio and chiro. A great choice if you want cover for a wide range of treatments at an affordable price.
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Extra Essentials

From $10.35(i) per week

After deducting a 29.04% Australian Government Rebate on private health insurance. Price based on your eligibility.

A comprehensive cover that offers high benefits for 20 health treatments, including dental, chiro, physio, podiatry, optical, osteopathy, speech therapy and complementary therapies.
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Premium Essentials

From $16.40(i) per week

After deducting a 29.04% Australian Government Rebate on private health insurance. Price based on your eligibility.

The name ‘premium’ says it all – this is the ideal cover if you want the flexibility to claim regularly on a wide range of services. Receive high benefits for 39 health services, including dental, chiro, physio, podiatry, optical, osteopathy, speech therapy and a full range of complementary and natural therapies.
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Additional

Ambulance Plus

From $0.50(i) per week

After deducting a 29.04% Australian Government Rebate on private health insurance. Price based on your eligibility.

Ambulance Plus gives you and your family peace of mind knowing you have comprehensive cover for urgent and non-urgent ambulance transport, and includes a $3000 limit for each person covered on your policy. Ambulance Plus can be added to any of our Hospital or Packages policies and used after only 30 days.
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GapSaver

From $1.35(i) per week

After deducting a 29.04% Australian Government Rebate on private health insurance. Price based on your eligibility.

GapSaver is an easy way to put aside a little money now which you can use towards any out-of-pocket expenses if you need to go to hospital, or on ancillary treatments such as dental, optical and physio.
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Wellness

From $4.00(i) per week

After deducting a 29.04% Australian Government Rebate on private health insurance. Price based on your eligibility.

If you want additional cover for services such as remedial massage, reflexology, yoga, pilates and travel vaccinations, Wellness is the perfect choice. Wellness is included in Premium Essentials and Ultimate, and can be added to most other Essentials or Packages covers.
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