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Why HBF?

HBF is WA's largest and most trusted health insurer – looking after over 900,000 members every day. And because we are not-for-profit, we don’t have shareholders to answer to which means we can focus on the needs and health of our members.

Our members have access to 38 participating private hospitals in WA. And with over 700 participating dentists in WA, there won’t be one too far away.

If you are with another fund, we will waive waiting periods already served when you take out equivalent cover with us. So make the switch now and enjoy the benefits straight away.

  • WA is our home too

    WA is our home too

    HBF has been the largest health insurer in WA for over 70 years – looking after over 900,000 members every day.

  • More choice

    More choice

    HBF offers a wide range of health cover to suit your budget, stage of life and family circumstances.

  • Wehavelessgaps

    Our hospital cover has less gaps in WA compared to other major funds

    HBF covers 94.3% of hospital–related charges in WA – that’s more than any other major health fund.

  • With over 700 participating dentists, our members get more back

    With over 700 participating dentists, our members get more back

    Using a participating dentist means less out of pocket expense for you.

  • Easy to manage

    Easy to manage

    HBF makes it easy to manage your health insurance.

  • We help our members and the community to be healthy

    We help our members and the community to be healthy

    We’re passionate about the health and wellbeing of our members and the community.

  • Discounts on General Insurance

    Discounts on General Insurance

    As a member of HBF, you’ll receive valuable discounts on our great range of Home and Contents, Car and Travel insurance.

WA is our home too

WA is our home too

We’re proud to be West Australian and keep in touch
with our members through:

More choice

More choice

HBF offers a wide range of health cover to suit your budget, stage of life and family circumstances. From Essentials, for services such as dental and optical, through to the ultimate in hospital cover, we have something for you.

Find a cover that suits you

Hospital cover with less gaps

Our hospital cover has less gaps in WA compared to other major funds

HBF covers 94.3% of hospital–related charges in WA – that’s more than any other major health fund. So if you need to go to hospital, you’ll feel better knowing your final bill will be lower with HBF.

Easy to manage

With over 700 participating dentists, our members get more back

Using a participating dentist means less out of pocket expense for you. HBF have over 700 participating dentists in WA – more than any other fund. Chances are there’s one very close to you where you’ll be able to get more money back.

We help our members and the community to be healthy

Easy to manage

HBF makes it easy to manage your health insurance. Members can update their details and claim online at myhbf.com.au or by visiting one of our 19 branches.

We also make it easy to manage your health with our Pocket Health app. Keep all your health records and appointments handy plus track the progress of your fitness plans.

We help our members and the community to be healthy

We help our members and the community to be healthy

We’re passionate about the health and wellbeing of our members and the community, which is why we are proud to hold HBF’s Run for a Reason and support the HBF Rottnest Channel Swim.

As a member, you can also attend free Outdoor Fitness Sessions around Perth and regional centres. Visit hbffitness.com.au to find out more.

Discounts on General Insurance

Discounts on General Insurance

As a member of HBF, you’ll receive valuable discounts on our great range of Home and Contents, Car and Travel insurance. Find out more.

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