Home Building Insurance
What are the benefits?
- If your keys are stolen, you shouldn’t have to pay to replace them, so we’ll cover you for up to $1,000 for new ones.
- You’ll also have cover for temporary accommodation expenses.
- We’ll even cover the things outside your home including trees and plants for any damage caused by explosion, fire, impact, lightening or thunder.
- We’ll cover you for building expenses.
What's covered?
| Home Building | Home Contents |
|---|---|
| Comprehensive Policy (13 Insured Events) Flood - Fire - Theft - Burglary and Malicious Acts - Storm or Rain - Earthquake - Accidental Breakage of Fixed Glass - Burnt-out Electric Motors - Bursting, Leaking, Discharging or Overflowing - Impact - Lightening or Thunder - Riot or Civil Commotion - Explosion - Leakage of Oil | |
| Cover for fences, gates and garden sheds | New for old replacement (except fusion only up to 10 years) |
| Trees, shrubs and plants up to $500 | CDS, DVDS, computer games Covered to max $2,000 |
| Legal liability to $20 million | New Family Member Bonus |
| Locks and Keys replacement, if stolen (up to $1000) | Optional personal valuables Cover, specified or unspecified, to suit your needs |
| Cover for Mortgage Discharge Costs | Frozen food Covered up to $500 |
| Related Building expenses | Computer equipment Covered up to $7,500 |
| Temporary Accommodation (up to 10% of sum insured) | Important Documents Cover up to $500 (per claim) |
| Tools of trade Covered up to $2000 | |
| Visitors property Covered up to $500 | |
| Temporary Accommodation (up to 10% of sum insured) | |
| Open air Cover up to $2,000 | |
| Cover for contents temporarily removed | |
| Pictures, art and jewellery up to $3,000 | |
*Conditions apply.
If you’d like a complete list of the benefits you’ll be entitled to with HBF home building insurance, please refer to our Home Policy Wording and Product Disclosure Statement.
Terms and Conditions
HBF Health Pty Ltd ABN 11 126 884 786 AR No. 406073 (HBF Health) is an Authorised Representative of CGU Insurance Limited ABN 27 004 478 371 AFS Licence No. 238291 (CGU) and acts under binder from the product issuer HBF Insurance Pty Ltd ABN 11 009 268 277 (HBF Insurance) which means it can issue the policy as if it were HBF Insurance. HBF Health will receive a commission in the range of 10% to 25% of the premium you pay (excluding taxes and charges) plus GST. This is general information only and doesn’t take into account your personal circumstances. In deciding whether to buy or hold HBF Home Insurance, you should consider the Home Policy Wording and Product Disclosure Statement, and whether or not the product is appropriate for you.
Please read the Financial Services Guide (FSG) before applying for an HBF General Insurance product.
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Need some help?
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Call us on 1300 289 423
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Sat: 9am - 12pmFor international enquiries, call us on +618 9265 6111
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