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Home & Contents Insurance

Building Only

Building Insurance covers your home against fire, flood, storm damage and more. It provides coverage for residential buildings, their fixtures and fittings and structural improvements.

There are three options for Building Only which are;

  • Fundamentals
  • Listed Events
  • Accidental Damage
  • Monthly or fortnightly instalments - at no extra cost
  • Exclusive multi-product discounts for members
  • Multiple options to help reduce your premium or increase your cover
  • Extensive valuables coverage away from the Home
  • Flood cover included across all policies as standard
  • Trusted Perth based claims team
  • Keep all your insurance "under the one roof"

Building Only Options

  • OPTION A

    Fundamentals
    The basics at the right price

    • Home insurance at the right price
    • Developed for budget conscious customers
    • Covers all the basics
  • OPTION B

    Listed Events
    Value for money option with extensive coverage

    • Value for money cover
    • Covers events such as fire, explosion, lightening, earthquake, theft or attempted theft, malicious damage, cyclone, storm, rainwater or wind damage
  • OPTION C

    Accidental Damage
    Top-level Cover for almost any loss or damage

    • Cover for almost any type of accidental loss or damage
    • Protects your contents both at home and anywhere in Australia or New Zealand
  •  
    Add-on Domestic Workers

Key Benefits

  • Coverage includes Flood, Fire, Theft, Burglary and Storm damage
  • Cover for temporary accommodation expenses
  • Cover for the things outside your home caused by explosion, fire, impact, lightening or thunder
  • Cover you for building expenses

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Get your home & contents insurance online

It only takes 10 - 15 minutes

Our questionaire will help determine a suitable policy for you

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HBF members may be eligible for an additional discount.
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Terms & Conditions

Insurance issued by CGU Insurance Limited (CGU) ABN 27 004 478 371 AFSL 238291. For full policy details please refer to the Fundamentals Product Disclosure Statement (PDS), Listed Events Product Disclosure Statement (PDS) and Accidental Damage Product Discloure Statement (PDS) which can be obtained by calling HBF on 133 423. This is general advice only and does not take into account your personal circumstances. You should consider the PDS and your personal circumstances in deciding whether to buy or hold these products. HBF Health Limited ABN 11 126 884 786 AR No. 406073 (HBF Health), is an authorised representative of and also acts under a binder from CGU, the issuer of general insurance products distributed by HBF Health. HBF Health will receive a commission of between 10 – 15% of the premium you pay (excluding taxes and charges) plus GST. For each travel insurance policy sold, HBF Health will receive a commission of up to $62. Please read the Financial Services Guide (FSG) before applying for an HBF General Insurance product.

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