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Home and Contents Insurance

Choose your home and contents insurance

HBF has a flexible range of Home and Contents Insurance options to ensure you get the right cover at the right price. Not only will we help you save through our exclusive multi-product discounts for member, we have also introduced a host of new options to help reduce your premium.

Building Only

Building Insurance covers your home against fire, flood, storm damage and more. It provides coverage for residential buildings, their fixtures and fittings and structural improvements.
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  • Coverage includes Flood, Fire, Theft, Burglary and Storm damage
  • Cover for temporary accommodation expenses
  • Cover for damage to items outside your home caused by explosion, fire, impact, lightening or thunder
  • Cover you for building expenses

Contents Only

We can insure the Contents of your home against fire, flood, burglary and more. A great option for renters looking to insure valuables at a low cost.  This option provides cover for your household goods or personal effects not fixed or fitted to buildings.
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  • Coverage includes Flood, Fire, Theft, Burglary and Storm damage
  • Your contents are replaced in new condition regardless of age
  • Cover for the things you keep outside the home
  • If your credit cards are stolen or misused
  • Cover for damaged or stolen property that belongs to visitors to your home

Landlords Cover

Terms & Conditions

Insurance issued by CGU Insurance Limited (CGU) ABN 27 004 47838291. For full policy details please refer to the Fundamentals Product Disclosure Statement (PDS), Listed Events Product Disclosure Statement (PDS), Accidental Damage Product Disclosure Statement (PDS) and Landlords Insurance Statement (PDS) which can be obtained by calling HBF on 133 423. This is general advice only and does not take into account your personal circumstances. You should consider the PDS and your personal circumstances in deciding whether to buy or hold these products. HBF Health Limited ABN 11 126 884 786 AR No. 406073 (HBF Health), is an authorised representative of and also acts under a binder from CGU, the issuer of general insurance products distributed by HBF Health. HBF Health will receive a commission up to 15% of the premium you pay (excluding taxes and charges) plus GST. Please read the Financial Services Guide (FSG) before applying for an HBF General Insurance product.

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Add your other policies and you may be eligible for further discounts

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