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Landlords Plus

(not available for sale)

What are the benefits?

  • If you're unable to rent the property due to an insured event such as fire or storm damage, we’ll cover you for lost rent for up to 12 months*.
  • If your tenant absconds, is declared bankrupt or is legally evicted, we’ll cover up to 12 weeks loss of rent as well as $10,000 for theft or malicious damage by your tenant or their guests*.
  • Plus we’ll cover up to $5,000 in legal costs to evict or recover money owed by your tenant*.
  • You can also choose to cover loss or damage to fixtures and fittings such as floor and window coverings.

*Conditions apply

What's Covered?

Landlords Plus
Comprehensive Policy
Flood - Fire - Theft - Burglary and Malicious Acts - Storm or Rain - Earthquake - Accidental Breakage of Fixed Glass - Burnt-out Electric Motors - Bursting, Leaking, Discharging or Overflowing - Impact - Lightning or Thunder - Riot or Civil Commotion - Explosion - Leakage of Oil
Trees, shrubs and plants up to $500
Legal liability to $20 million
Locks and Keys replacement, if stolen (up to $1000)
Strata Title Mortgage protection
Loss of Rent*
Rent Default*
Malicious Damage or Theft by Your Tenant*
Optional varying levels of fixtures and fittings cover*

*Conditions apply.
If you would like a complete list of additional benefits that you’ll be entitled to with our Landlords Plus insurance, please refer to our Landlords Plus Policy Wording and Product Disclosure Statement.

Terms and conditions

HBF Health Pty Ltd ABN 11 126 884 786 AR No. 406073 (HBF Health) is an Authorised Representative of CGU Insurance Limited ABN 27 004 478 371 AFS Licence No. 238291 (CGU) and acts under binder from the product issuer HBF Insurance Pty Ltd ABN 11 009 268 277 (HBF Insurance) which means it can issue the policy as if it were HBF Insurance. HBF Health will receive a commission in the range of 10% to 25% of the premium you pay (excluding taxes and charges) plus GST. This is general information only and doesn’t take into account your personal circumstances. In deciding whether to buy or hold HBF Home Insurance, you should consider the Landlords Plus Policy Wording and Product Disclosure Statement, and whether or not the product is appropriate for you. 

Please read the Financial Services Guide (FSG) before applying for an HBF General Insurance product.

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