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New HBF digital member card
Who needs another card in their wallet? Download the digital member card and use your phone to tap and claim at a HICAPS or Smart Health terminal for your covered extras services.*
Basic Hospital Plus & Basic Extras
Low cost hospital cover for the basics, combined with extras cover for 7 services including General Dental, Optical, Physio and more.
Each person covered gets their own annual limits for extras.
Basic Hospital Plus Elevate & Flex 50
Affordable hospital cover for a selection of commonly used treatments, combined with flexible extras cover that gives 50% or more back on 14 popular services.
Bronze Hospital Plus & Flex 60
Budget-friendly hospital cover for a range of treatments, combined with flexible extras cover that gives 60% or more back on 14 popular services.
Gold Hospital Elevate & Flex 50
Top hospital cover for peace of mind, combined with flexible extras cover that gives 50% or more back across 14 popular services.
Budget-friendly hospital cover for a range of treatments, combined with flexible extras that gives 60% or more back across 14 popular services.
Gold Hospital Elevate & Complete 60
Top hospital cover for peace of mind, combined with complete extras cover that gives 60% or more back across all services, including Orthodontics.
Bronze Hospital Plus & Flex 50
Budget-friendly hospital cover for a range of treatments, combined with flexible extras cover that gives 50% or more back on 14 popular services.
Silver Hospital & Flex 60
Great value hospital cover for many treatments, combined with flexible extras cover that gives 60% or more back across 14 popular services.
Standard Overseas Visitors cover & Basic Extras
Basic Hospital and Medical cover suitable for visitors to Australia, combined with Extras cover for 7 essential services including General Dental.
Working Visa Hospital and Medical cover & Flex 50
Hospital and Medical cover suitable for 482, 485 and most other working visas, combined with flexible Extras cover that gives 50% or more back across 14 popular services.
Showing 2 combinations only. You can match your own health cover here.
Tell us a little about yourself, and in 3 minutes we'll find our best cover to suit your needs.
HBF won Finder's Best Health Fund of the Year award.
Members are at the heart of everything we do. When we make decisions, we will always put our members’ needs first.
We’re a not-for-profit health fund. With no shareholders to pay, we can focus on giving more back to our members.
Claim online and check your limits and usage through myHBF and the HBF Health app.
Understand how your cover works and get the most out of it with tips, tools and exclusive member offers
From stiff necks to stubborn injuries, HBF Physio clinics offer an experienced team of friendly practitioners ready to meet your physiotherapy, Clinical Pilates, and massage needs with care.
Get the most from your health insurance and read expert-reviewed lifestyle advice
Make a health claim, update your details, view your extras limits and usage and more all from myHBF or the HBF App.
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