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New HBF digital member card
Who needs another card in their wallet? Download the digital member card and use your phone to tap and claim at a HICAPS terminal for your covered extras services.*
New
Get 6 weeks free after 4 months with us! Join by 3 July 2022 on eligible Hospital and Extras cover and get 6 weeks free after 4 months with us. Learn more
Basic Hospital Plus & Basic Extras
Low cost hospital cover for the basics, combined with extras cover for 7 services including General Dental, Optical, Physio and more.
Each person covered gets their own annual limits for extras.
Basic Hospital Plus Elevate & Flex 50
Affordable hospital cover for a selection of commonly used treatments, combined with flexible extras cover that gives 50% or more back on 14 popular services.
Bronze Hospital Plus & Flex 60
Budget-friendly hospital cover for a range of treatments, combined with flexible extras cover that gives 60% or more back on 14 popular services.
Gold Hospital Elevate & Flex 50
Top hospital cover for all treatments, combined with flexible extras cover that gives 50% or more back across 14 popular services.
Budget-friendly hospital cover for a range of treatments, combined with flexible extras that gives 60% or more back across 14 popular services.
Gold Hospital Elevate & Complete 60
Top hospital cover for all treatments, combined with complete extras cover that gives 60% or more back across all services, including Orthodontics.
Bronze Hospital Plus & Flex 50
Budget-friendly hospital cover for a range of treatments, combined with flexible extras cover that gives 50% or more back on 14 popular services.
Silver Hospital & Flex 60
Great value hospital cover for many treatments, combined with flexible extras cover that gives 60% or more back across 14 popular services.
Standard Overseas Visitors cover & Basic Extras
Working Visa Hospital and Medical cover & Flex 50
Tell us a little about yourself, and in 3 minutes we'll find our best cover to suit your needs.
Members are at the heart of everything we do. When we make decisions, we will always put our members’ needs first.
We’re a not-for-profit health fund. With no shareholders to pay, we can focus on giving more back to our members.
Claim online and check your limits and usage through myHBF and the HBF Health app.
Understand how your cover works and get the most out of it with tips, tools and exclusive member offers
Eligible HBF members can claim a fully covered flu vaccination this flu season.*
Get the most from your health insurance and read expert-reviewed lifestyle advice
Please note that HBF no longer offers general insurance products, as of 1 July 2021.
Make a health claim, update your details, view your extras limits and usage and more all from myHBF or the HBF App.
Log in to myHBF
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