Corporate health cover with HBF

Get a great deal on health cover you can trust, plus access to a few extra perks.

Why choose HBF Corporate Health Cover

Exclusive corporate discounts on your health cover

No need to re-serve waiting periods if you switch1

2020 premium increase cancelled

We’re not-for-profit, so members come first

Corporate offers

Your employer is a corporate partner with HBF. Good news! You get a few extra perks.

Discounts on Hospital and Extras cover

Corporate members get exclusive discounts on all our health cover options available for sale.

Two month waiting periods waived1

We’ll waive all 2 month waiting periods on Hospital and Extras cover. 12 month waiting periods will still apply.

Complimentary health cover if you’re on sick leave without pay

We’ll take care of you and your family if you’re not well with up to 12 months complimentary health cover.2

Complimentary health cover for your family

In the unfortunate event of your passing, your spouse and/or dependents get up to 6 months complimentary cover.3

Email us

Need to switch? We’ve made it easy

  1. Get in touch with our team

    Enquire about our health cover options over the phone, in branch or by email. We know you’re busy, so you can even book ahead to suit your schedule.

  2. Let HBF do the paperwork

    When you sign up, simply tell us the name of your current health fund and your member number (sometimes called policy number). We’ll handle all the paperwork for you.

Why HBF is the right choice for you

Health cover for you

We’ll help you find our best cover to suit your needs while offering the value, choice and control you deserve.

There when you need us

A friendly, knowledgeable call centre and all-new app mean you’ll always be well looked after.

We're not-for-profit

We have no shareholders to pay, so members are our number one priority.

Experience you can trust

We've got nearly 80 years experience helping our members navigate health insurance and the healthcare system.

Member benefits

HBF health members get access to discounted gym memberships, deals on entertainment options and more.

Cover for dependents

We'll cover your kids on your policy until they turn 25.4

Things you should know about switching to HBF

Waiting periods

If you switch to HBF within 2 months of leaving another Australian health fund, you won’t have to re-serve any waiting periods already served. For waiting periods that have been partly served, you’ll only have to serve the remainder of the waiting period before being eligible to claim benefits.

Waiting periods will apply for any new services you were not covered for previously, for any higher benefits and/or higher annual limits, and if you decrease your hospital cover excess level.

Annual limits on Extras cover

Any claims you have made with your previous fund this calendar year will result in an adjustment of the annual limit you can claim with us for the rest of the year. For example, if you have claimed $300 on Occupational Therapy with your current fund and you join HBF on Top 70, which has an annual limit of $400, you will only be able to claim $100 with us this calendar year. Remember, annual limits reset on 1 January each year.

If your new HBF cover has a service with a lifetime limit, we will take into account all claims you have made for that service previously.