Across all HBF products and services, benefits are payable up to applicable annual limits and only for services and programs approved by HBF and delivered by providers that are approved by HBF.
Waiting periods may apply before benefits are payable.
1. If you switch to HBF within 2 months of leaving another Australian health fund, you won’t have to re-serve any waiting periods already served. For waiting periods that have been partly served, you’ll only have to serve the remainder of the waiting period before being eligible to claim benefits.
2. Members must have held an HBF corporate health policy for at least 12 months. Eligibility criteria, terms, conditions and exclusions apply.
3. Complimentary cover is granted to members on the employee’s policy at the time of passing.
4. A dependant is a child on a family or single parent policy who is under 25 years of age, not married or in a de-facto relationship, and studying fulltime or earning less than $24,500 per year.