{{ vm.loadingText }}
from
$
{{ vm.myQuote.weeklyPrice }}/week
That's {{ vm.myQuote.totalPrice }} {{ vm.myQuote.paymentFrequency }}
Review quote
{{vm.myQuote.coverFor}} {{ vm.myQuote.coverScale }} in {{vm.myQuote.state}}, with no Australian Gov. Rebate. with a {{ vm.myQuote.rebate }}% Australian Gov. Rebate.
from ${{ vm.myQuote.product.price }}/week  
+
from ${{ vm.myQuote.extras.price }}/week  
  • Add-ons:
  • {{ addon.title}} ${{ addon.price}} /week (included)
from
$
{{ vm.myQuote.weeklyPrice }}/week
That's {{ vm.myQuote.totalPrice }} {{ vm.myQuote.paymentFrequency }}
Review quote
{{ vm.productAddedTitle }} {{ vm.productAddedSuffix }}
You're from Overseas
133 423
myQuote

Your quote

View full quote
There are no products in your quote
Package cover
{{quote.quoteValues.products.hospitalAndEssentials.title}}
Hospital cover
{{quote.quoteValues.products.hospital.title}}
Select a Hospital product
Ambulance cover
{{quote.quoteValues.products.ambulance.title}}
Select an Ambulance product
Overseas cover
{{quote.quoteValues.products.overseas.title}}
Select an Overseas product
Extras cover
{{quote.quoteValues.products.essentials.title}}
Select an Extras product
Add-ons
{{item.title}}
Select an Additional product
total {{quote.userValues.paymentFrequency}}${{quote.quoteValues.premium|number:2}}*

Fast checkout

Loading... Check out Continue

*Price may be subject
to change upon checkout.

About HBF

New research unveils confusion

RSS feed icon

One in four people who will be affected by the means test on the private health insurance rebate are aware of the impending changes

A study released today by HBF shows that over 150,000 Western Australians could miss out on thousands of dollars of savings due to confusion around the impending means testing of the private health insurance rebate.

Despite all respondents falling into in the affected household income brackets, which start at $84,000 pa for singles, the results showed that a quarter of people who would lose their rebate altogether were unaware of the impending means testing of the private health insurance rebate.

Only 1% were able to correctly state the income levels for the means testing tiers, and more than one in ten respondents believed they wouldn’t be affected by the changes, even though they would lose between 33% and 100% of the rebate.

Understanding of the impending changes to the Medicare Levy Surcharge is even lower, with less than half aware of changes which could cost them up to 1.5% of household income without eligible hospital cover.

“This research really backs up the stories we’re hearing from our members, that there is confusion out there,” said HBF Managing Director Rob Bransby.

“People are bringing their ATO letters into our branches asking for our help.  What really concerns us is those thousands of people who don’t know about the impending means-testing or  that they can pre-pay their health insurance; because those members might miss out and end up losing their rebate altogether.”
 

The research surveyed 449 Western Australians who fell into the affected household income brackets on their awareness, understanding and concern about the impending changes to the private health insurance rebate, means-testing and the Medicare Levy Surcharge.

In other findings:

  • 24% of those who will be affected were not aware of the upcoming means testing
  • Nearly half are ‘not at all confident’ they understand the changes (41%)
  • Despite 26% stating the knew which income levels would be affected, only 1% were correct
  • Nearly 1 in 5 believed they would not be affected or weren’t sure if they’d be affected

For further information please contact:
Melanie Claessen
Media and Communications Consultant
08-9265-6361  / 0400-074-007
Melanie.claessen@hbf.com.au

It looks like you're from Outside Australia

We need to confirm your location to show you the correct content, products and pricing.

No, I'm not from Outside Australia

Sorry, your product selection isn't available if you live outside Western Australia.

Our products and prices differ from state to state. So we need to make sure you're looking at the right information to give you an accurate quote.

You're about to see content designed for people outside WA.

Content, products and pricing information is different if you live in Western Australia.

Oops! This product isn't available in your state

The product you’ve selected isn’t available for purchase in your state.

Please select your state or territory

We need to confirm your location to show you the correct content, products and pricing.

Change your state or territory

If you change location, we'll reset your quote and refresh the page to show you the content, products and pricing relevant to your location.

WA NSW VIC SA TAS NT QLD ACT I'm visiting from outside of Australia
Would you like personalised pricing? Add product to your quote Edit your details
To show accurate prices relevant to you, we need to know a little about you first. Thanks for selecting your product. So we can proceed with your quote, please fill in the following details.
I want cover for:
Singles
Couples
Families
Single parent families
Please select your cover type
Are you an Australian resident?
Hospital or package products in your quote may not be suitable for overseas visitors. If you continue, we'll remove these from your quote.
Overseas visitor products in your quote may not be suitable if you are an Australian resident. If you continue, we'll remove these from your quote.
Hospital or package products are not suitable for overseas visitors.
Overseas visitor products are not suitable if you are an Australian resident.
Which type of visa do you hold?
Please select your Visa type
Please specify your Visa number
Please enter your 3-digit Visa number
Is your visa subject to the 8501 condition?
Please specify your choice
What is your DOB?
  • Please enter your birth date
    Our products are suitable for ages 18 to 101
    Australian Government Rebate
    Where do you live?
    Please select where you live.
    Sorry, your product selection isn't available if you live in {{vm.stateLabel()}}. Our products and prices differ from state to state. So we need to make sure you're looking at the right information to give you an accurate quote.
    Now that you've confirmed your location, we'll refresh the page with the most relevant content, products and pricing.
    Your product selection isn't available if you live in {{vm.stateLabel()}}. If you continue, we'll remove these from your quote and refresh the page with the most relevant content, products and pricing.
    You've changed your location. If you continue, we'll refresh the page to make sure you have the most relevant content, products and pricing.
    How often do you want to pay?
    Cancel (this option will show estimated pricing only). Cancel Cancel
    Find my cover
    Add to quote
    Save your details