Essentials Saver

Great value health cover to fit your lifestyle from less than $4.40 a week2

A healthy body can do amazing things! Look after yours with Essentials Saver. You're instantly covered for Urgent Ambulance and General Dental, and you get to choose two more services you will use, so you don't pay for what you won't3.

Introducing two new levels of benefits:
Essentials Saver Mid
Essentials Saver Plus

Now you can also choose how much you get back when you claim. For example, visit a Member Plus dentist and receive 60%, 70% or 80% back on general dental when you choose Essentials Saver, Essentials Saver Mid or Essentials Saver Plus, respectively.

  • Four essential services to fit your lifestyle
  • Choose 2 services you'll use and get 2 more
  • Choose your level and receive 60%, 70% or 80% back on general dental4
  • If you join now, you can claim now5

Choose cover that’s right for you

Your cover includes

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You choose two more services

See how much you could get back6

  $4.40 Per Week2 $6.45 per week7 $9.50 per week8
Example claim* Essentials Saver Essentials Saver Mid Essentials Saver Plus

Major dental

Crown

$4.40 PER WEEK2

Essential Saver

GET BACK

60%9

$6.45 PER WEEK7

Essential Saver Mid

GET BACK

70%9

$9.50 PER WEEK8

Essential Saver Plus

GET BACK

80%9

Optical

One pair of glasses

$4.40 PER WEEK2

Essential Saver

GET BACK

$120

$6.45 PER WEEK7

Essential Saver Mid

GET BACK

$150

$9.50 PER WEEK8

Essential Saver Plus

GET BACK

$180

Physio

Ongoing individual consultations

$4.40 PER WEEK2

Essential Saver

GET BACK

$21 per visit

$6.45 PER WEEK7

Essential Saver Mid

GET BACK

$28 per visit

$9.50 PER WEEK8

Essential Saver Plus

GET BACK

$39 per visit

Podiatry

Comprehensive consultation & foot orthoses

$4.40 PER WEEK2

Essential Saver

GET BACK

Up to $264

$6.45 PER WEEK7

Essential Saver Mid

GET BACK

Up to $268

$9.50 PER WEEK8

Essential Saver Plus

GET BACK

Up to $279

Pharmacy

Pharmaceutical listed on the HBF Pharmacy Benefit Schedule

$4.40 PER WEEK2

Essential Saver

GET BACK

Up to $200 11

$6.45 PER WEEK7

Essential Saver Mid

GET BACK

Up to $200 11

$9.50 PER WEEK8

Essential Saver Plus

GET BACK

Up to $300 11

Chiro/osteo

Chiro: initial consultation and X-ray

$4.40 PER WEEK2

Essential Saver

GET BACK

$86

$6.45 PER WEEK7

Essential Saver Mid

GET BACK

$110

$9.50 PER WEEK8

Essential Saver Plus

GET BACK

$143

Remedial massage

Massage

$4.40 PER WEEK2

Essential Saver

GET BACK

$28 per visit

$6.45 PER WEEK7

Essential Saver Mid

GET BACK

$33 per visit

$9.50 PER WEEK8

Essential Saver Plus

GET BACK

$40 per visit

General dental

Includes one fully covered scale and clean per year included plus no gap dental for kids on your policy.10 Automatically included

$4.40 PER WEEK2

Essential Saver

GET BACK

60% 9

$6.45 PER WEEK7

Essential Saver Mid

GET BACK

70% 9

$9.50 PER WEEK8

Essential Saver Plus

GET BACK

80% 9

Urgent ambulance transport12

Automatically included
UNLIMITED12

$4.40 PER WEEK2

Essential Saver

UNLIMITED12
UNLIMITED12

$6.45 PER WEEK7

Essential Saver Mid

UNLIMITED12
UNLIMITED12

$9.50 PER WEEK8

Essential Saver Plus

UNLIMITED12
 
Download our policy brochure for more information