HBF Explains

Private health insurance helps cover the cost of your health care. There are two types of private health insurance: hospital insurance and extras insurance.

Around June every year, Australian health funds and the government start talking about tax, health insurance and a June 30 deadline—but why?

Find out how the Lifetime Health Cover loading works and how it might affect you

There's a tax, a loading and peace of mind to think about. We explain each reason so you can choose if health cover is right for you.

While most people think of ‘health insurance’ as one product that covers everything, it’s really an umbrella term. There are many components you can chop and change to suit your needs.

Sometimes you’ll have to pay for part of a treatment out of your own pocket. Discover when this happens and how to minimise the cost.

Learn how your hospital insurance works, and what your options are if you need treatment.

It’s that time of year again: the dreaded health insurance premium rise. Know what you’re looking for?

Find out what you need to know, from why premiums increase and how it works to how to save on your premium.

People usually think of private health cover as a single product. But when you start shopping around, you’ll find it’s actually split into two categories called hospital and extras.

A simple guide to extras insurance and how it works.