HBF car insurance is just another way we look after you

  • Discounts

    Discounts if you drive less than 10,000km per year. These can be combined with the 25+ Years Old Nominated Drivers Discount.

  • No claim bonus

    Safe drivers can save $$ with Earned No Claim Bonus protection.

  • New car replacement

    New car replacement with our Comprehensive cover if your car is written off in its first 3 years and has done under 50,000km.

  • Optional Extra – Windscreen cover

    Our Comprehensive car insurance policy offers optional $0 excess on one windscreen or window glass claim per policy period.

  • Optional Extra – Hire car

    We offer hire car after an accident up to $100 per day for up to 21 days as an optional extra under our Comprehensive car insurance policy.*

  • Make a claim, 24/7

    We’re here to take the hassle out of claiming. Our team is available to help you make a claim 24/7.

Peace of mind

We can cover loss or damage to your boat from fire, storms, explosion, theft or attempted theft#.

Accidental damage

We can cover accidental damage to your boat whilst navigating Australian inland and coastal waters (up to 200 nautical miles)#

Your equipment

We can cover your fishing gear, water skiing and diving equipment (up to $1,000, unless you elect for your equipment to be covered for a higher amount).

Recovery and towing

We can cover costs related to the towing, transport or recovery of your boat. We will pay up to $500 to return the boat to your home if the boat is damaged and cannot be repaired locally.

New boat replacement

If your boat is written-off in an accident while less than two years old, we can cover new boat replacement costs provided the replacement boat is locally available*

Flexible payment

Choose to pay your premium monthly or fortnightly – at no extra cost

Claiming made easy

We make life easier with our hassle-free claim lodgement process which is available 24/7. We’ll move things along as quickly as possible and keep you informed at every stage.

Need to make a claim?

  • 1

    Lodge your claim on 1300 559 867

  • 2

    We’ll normally get back to you with a plan within 48 hours

Start your claim at any time. Call 1300 559 867 to talk to our team.