*Price may be subjectto change upon checkout.
When you make a claim, you may need to pay an excess. An excess is the amount you have to contribute when you make a claim.
You're not locked into one excess amount.With our flexible excess option, you can reduce your premium by increasing your excess. It’s a great way to make your car insurance fit your budget.
Liability cover up to $30 million
24/7 Perth based claims team
21 day money back guarantee
HBF health members save up to 14.5%^
Reduce the cost of your insurance premium
Choose your desired excess amount when you claim
Comprehensive coverThird party property damageThird party fire and theft
You might have to pay more than one excessIt's important to be aware that depending on your policy and the type of claim you make, you may have to pay more than just the basic excess. The different types of excess include:
The type of excess or excesses that apply to your policy will be listed on your schedule.
Need car insurance?
You can save up to 14.5%
How to claim?
Our reliable claims service team is available 24/7 to assist you with the claims process.
We need to confirm your location to show you the correct content, products and pricing.
Our products and prices differ from state to state. So we need to make sure you're looking at the right information to give you an accurate quote.
Content, products and pricing information is different if you live in Western Australia.
The product you’ve selected isn’t available for purchase in your state.
If you change location, we'll reset your quote and refresh the page to show you the content, products and pricing relevant to your location.