Compare our cover

Only pay for what you’ll use with our flexible and affordable cover options.

Discover why so many people are choosing us

Our members get more back

With HBF’s Member Plus health partners, you can keep out-of-pocket costs down.

We offer more choice and flexibility

We've got Australia's most flexible extras cover - Flexi Extras. We let you choose services to tailor your cover to suit your needs.

We’re not-for-profit

Like GMF, we’re here purely for our members, not shareholders or overseas owners, so we can focus on paying more back.

Our products are award-winning

We’ve received Canstar awards for our innovation and outstanding value extras cover.

Our members get more value

You’ll enjoy a great range of extra discounts and benefits just for being an HBF health member.

At HBF, we’ve got flexible hospital, extras and package options to suit your needs and budget.

Get access to these great Momentum member benefits:

  • Running Man icon
    Free fitness sessions
  • Movie Ticket icon
    Discounted movie tickets
  • Computer Monitor icon
    15% off purchases at Friendlies2
  • Notes icon
    Free health check3
  • Running Person icon
    Discounted fitness gear
  • Dollars icon
    Free flu vaccinations1

Already a GMF member?

Although GMF and HBF have merged, we will continue to provide great value health cover and the same service we always have. But, if your circumstances have changed or you’re looking for more choice, HBF has flexible and tailored cover to suit everyone. Switching is easy and you won’t even have to re-serve waiting periods.

Still have questions? Find out more about the merger including FAQ's here.

Do you want some help finding the right health insurance for you? Get in touch with our friendly team today.