Important information about your HBF cover
From 1 January 2019 changes to benefits and annual limits will affect the amount you can claim. For more information, please review our Extras Cover Changes page.

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Hospital and Extras

Choose from 3 ready-made Hospital & Extras packages. If none of these are quite right for you, tailor your own package by choosing a separate Hospital product and combine it with a separate Extras product.

Smart Saver Twin Pack

Basic hospital cover with maternity + Extras cover for 13 common services

Recommended

Smart Saver Twin Pack

Basic hospital cover with maternity + Extras cover for 13 common services

Recommended
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Prime Health Package

Top hospital cover with maternity excluded + Extras cover for 22 services

Recommended

Prime Health Package

Top hospital cover with maternity excluded + Extras cover for 22 services

Recommended
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Ultimate Package

Australia's most comprehensive Hospital & Extras cover

Recommended

Ultimate Package

Australia's most comprehensive Hospital & Extras cover

Recommended
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HOSPITAL SERVICES
EXTRAS SERVICES

Hospital cover

Choose from 3 hospital products that cover you for in-patient treatment in a hospital. All our products include cover for thousands of medical procedures, but more basic products exclude expensive services like maternity or heart treatment to keep premiums low.

Young Saver Hospital

Basic hospital cover

Recommended

Young Saver Hospital

Basic hospital cover

Recommended
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Mid Hospital

Mid hospital cover including heart treatment and excluding maternity

Recommended

Mid Hospital

Mid hospital cover including heart treatment and excluding maternity

Recommended
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Top Hospital

Our most comprehensive hospital cover

Recommended

Top Hospital

Our most comprehensive hospital cover

Recommended
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HOSPITAL SERVICES

Extras cover

Choose from 4 Extras products, which cover you for everyday health care services that Medicare generally doesn't. Select a pre-made option or customise your own with Flexi Extras, which lets you choose the services you want and how much you get back.

Saver Flexi Extras

Extras cover for 2 essential services, plus 2 more of your choice

Recommended

Saver Flexi Extras

Extras cover for 2 essential services, plus 2 more of your choice

Recommended
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Standard Extras

Mid extras cover for 18 common services

Recommended

Standard Extras

Mid extras cover for 18 common services

Recommended
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Flexi Extras

Top extras cover for 10 services of your choice

Recommended

Flexi Extras

Top extras cover for 10 services of your choice

Recommended
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Premium Extras Plus

Top extras offering comprehensive cover for 27 services

Recommended

Premium Extras Plus

Top extras offering comprehensive cover for 27 services

Recommended
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EXTRAS SERVICES
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