New HBF digital member card
Who needs another card in their wallet? Download the digital member card and use your phone to tap and claim at a HICAPS terminal for your covered extras services.*
Find out how the Australian Government is making private health insurance more affordable
The rebate is a government initiative that helps make health insurance more affordable. It’s a sum of money you can get back at tax time or apply to your premium to make it cheaper. The rebate applies to hospital, extras and urgent ambulance insurance.
You can access the rebate in two ways:
Neither way is better or will give you back a larger amount – it’s just a matter of preference.
Your rebate amount depends on your age and taxable income. The less you earn, the greater your refund.
The rebate is adjusted on 1 April every year.
To find out more about how the rebate works, head to the ATO’s website.
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