How to avoid the Medicare Levy Surcharge
You can avoid the MLS by getting an appropriate level of hospital cover.
All of HBF's hospital cover options qualify as an appropriate level of hospital cover.
If you only buy extras cover, you’ll still have to pay the MLS.
When you do get hospital cover, you’ll still pay the MLS for the part of the year you weren’t covered. You’ll only avoid the MLS completely if you’ve held hospital cover for the full financial year.
There are also special cases where you’d be exempt from paying the MLS, which you can read about on the ATO’s website.